Let’s back up to right before you schedule your home inspection.
Chances are you just signed a contract, which means the lender, realtor and lawyers are probably already approaching you with their list of requests. You need to get your current home on the market, you probably have a busy job and a few kiddos at home, and life has officially taken a turn to Crazytown!
But just because things are busy doesn’t mean you should neglect your obligatory home inspection. Not only can not giving attention to your home inspection impact the sale, but the results could cost you well into your future if you’re not prepared. This must-read guide gives you all of the facts you need to have for scheduling your home inspection, with helpful tips on how you can make the most of this tedious step … even amidst the chaos of buying and selling!
What will a home inspection cost me?
A quality home inspection will cost you, the homebuyer, about $250-$400 depending on the size of the home. As much as these unexpected expenses seem endless during the moving process, this is one expense you do not want to skip. Hiring a quality inspector can make such a significant difference to highlight the good, bad and potentially dangerous components of your new home. You want to make sure you hire an inspector who is licensed and knowledgeable … even if that costs a few extra bucks. This tiny investment can save you thousands of dollars (and a lot of heartache) in the long run.
How do I find a quality inspector?
So you know you want to invest in a quality inspector, but you’re not really sure where to find one. You’re not alone! The best place to look is your realtor. If you really trust your realtor, she probably has some recommendations. Usually, realtors come to their buyers’ inspections, so chances are they have met a lot of inspectors and have seen which ones are thorough and which ones aren’t.
Says Lexi Newman, a real estate agent heading Lexi Newman Real Estate out of the Los Angeles area, “I’ve observed countless inspections over the years, and while some inspectors spend hours examining every nook and cranny and then doing additional research at home, others breeze on through doing the bare minimum.”
“Your realtor attends inspections day in and day out, knows what constitutes a quality inspection, and can point you in the right direction … Find out if the inspector is certified with the American Society of Home Inspectors (ASHI). Ask them how long they’ve been inspecting, if they come from a construction or contracting background, and what they did professionally before becoming a home inspector. Also, find out what sort of report they put together and how fast they are able to send it to you -this is a crucial part of repair negotiations during escrow, and a quick turnaround time is extremely important so your realtor has time to negotiate.”
And if you don’t love your realtor? Try speaking with friends or neighbors for their recommendations. The bottom line is that you should always go with someone who has good “cred” with someone else you trust and respect. There’s too much riding on the line to go with someone who hasn’t proven to be anything less than amazing.
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How long will the inspection take?
The time for an inspection varies based on the size of the home you are purchasing and how thorough your inspector is. On average, we suggest allowing for at least two hours, but on the long end, it’s usually not any longer than three hours.
What should I bring to the inspection?
Some inspectors expect payment at the completion of the inspection, so be sure to have an approved payment method ready for the cost of the inspection on hand. Beyond that, we suggest wearing casual clothes in case the inspector wants to bring you into the deep nooks and crannies of the basement or attic to educate you about future maintenance. This is not required of course, but it is a sign of a great inspector!
We also think it’s extremely important for you to bring these things:
- A pen
- Cell phone camera
- Measuring tape
And here’s why …
What else can I do while the inspection is happening?
This may be the last time you have access to your new home until the final walk through (or even closing day!), so be as prepared as possible to get the most out of this critical time. Of course, your first priority is following along with the home inspector and listening to them as they relay observations, maintenance tips or stats on any of the home’s mechanicals. There will be a lot of information coming your way, which is why the pen and notebook will come in handy to jot down all of these tips.
However, there’s another important opportunity here!
Your homeowner’s insurance company will request information about your new dwelling in order to prepare an insurance quote over the next few weeks. Usually, they request information about the mechanics and age of specific parts of the home (like the roof) for the end proposal. Sometimes they even have discounts available if parts of your home were recently replaced, so getting all this information while your home inspector is with you is a great way to be ahead of the game for the insurance team.
What should I do if the inspector doesn’t want me tagging along?
Sometimes home inspectors don’t want you following them from room to room taking notes while they create a detailed report. In that case, we still think you should keep busy doing the following things. First, take as many photos as possible of the home, and specifically, these things:
- The layout
- Anything you want to change when you move-in
The last one will help you calculate how much time you’ll need in order to have everything you need by moving day.
Because you probably won’t have access to the home until the day (or day before) closing, these photos will be a very helpful reference. If you have enough time, we also recommend taking your phone and creating a simple video of the home. Why? We find that if we forget to snap a photo of something, we can still find the information we need by looking through the video footage. Plus, having this video for your memory will be fun to look back at someday!
Also, take measurements now!
Do you love the size of the current homeowner’s dining room table, TV, or sectional couch? Measure these items so you can start furniture shopping without problems! Rugs especially can be a tricky accessory because they are often too small for a space. If you find that a previous homeowner has done the rug sizes correctly, take a measurement and make note. Virtually anything you think looks good (or bad for that matter), get it jotted down so you don’t forget. (Trust us, you will forget.)
What should I make sure I get from the inspector?
After the home inspection is complete, you should receive a detailed written report from the inspector. You will need this report to negotiate improvements with the current owner, or in extreme cases, to back out of your original contract. Save this report in your files even if you plan on moving forward with the sale with no issues.
Is there anything else I should probably know?
If you really like your home inspector after the inspection is over, don’t be afraid to ask them for referrals for other professionals in the industry.
If you are looking for someone to eventually come fix the HVAC or maybe update the gutters after you move in, inspectors often have some really great contacts to share. Or at the very least, be sure to grab their contact information so you can follow-up later when you’re looking for referrals for just about any job around the house.
Also, don’t be afraid of asking too many questions! These people are professionals and often have an endless wealth of knowledge when it comes to all things home-related. Some important things people often forget to ask:
- Inquire about all specific mechanics in the home (e.g., furnaces, vents, switches, attic fan, etc.)
- How often you should be servicing, cleaning or updating these specific items
- The most updated codes to uphold
- Routines of services providers (e.g., cable, water, electrical companies, etc.)
It’s overall just smart to ask too much versus too little. Remember that inspection time is mostly for you, not the inspector, so make use of this important moment in your home buying journey!