How Much Does It Cost to Move to Florida?

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Florida is the third most popular state for relocations (behind California and Texas), and its population growth rate is the fastest in the country. Internal migration is driving most of that growth — 88% of new Florida residents come from other states.

And who could blame anyone for wanting to become a Floridian? With the state’s year-round sunshine and miles of gorgeous coastline — and Disney World, of course — it’s easy to see the appeal. The state attracts everyone from retirees to tech and finance professionals.

If you’re planning on moving to Florida, you’ll want to know what it’s going to cost. In this guide, we break down typical Florida moving costs and give a few expert tips to help you budget wisely for your move to the Sunshine State.


Average Cost to Move to Florida

If you’re moving to Florida from out of state, moving costs can vary widely. According to our sample move estimates, moving to Florida from out of state can cost anywhere from $450 to $15,126.

Why do Florida’s moving costs have such a big range? Distance is a major factor, and seasonality also plays a part — costs tend to be higher during the summer moving season. And of course, your prices will vary heavily based on whether you choose labor-only or full-service movers.

But moving costs for a local Florida move (within 50 miles) tend to be less variable than long-distance moving costs. According to our proprietary data at HireAHelper, the average cost of a local move in the state of Florida depends mostly on the moving service. Here’s the breakdown:

  • Average Cost of a Florida Move (Labor Only): $399.36
  • Average Cost of a Florida Move with Transportation (Movers + Truck): $1,048.75

What this estimate includes — and what it doesn’t

These estimates include the cost of the moving service or the rental truck for a DIY move. They don’t include the costs for packing, fuel, tolls, accommodation, insurance, and the fees movers charge for stairs or long carries.


Cost to Move to Florida by Moving Method

The way you move to Florida can have a big impact on the total price. And there are pros and cons to each method besides the cost. Here’s a look atwhat it might cost you to move to Florida for each moving option.

Rental Truck (DIY Move)

If you’re willing to do the driving, loading, and unloading yourself, you can expect to pay anywhere from $450 to $2,452 to rent a moving truck. Add in labor-only movers to help haul your stuff, and those costs increase to $931 to $4,454.

You’ll also need to factor in the cost of gas and accommodations. At $3 per gallon in a truck that gets 10 mpg, a 3,000-mile drive would add $900 to your costs.

A DIY move can still be a good option if you’re on a budget. You might also consider it if you’re comfortable driving a large truck, and your belongings can fit easily into standard moving truck sizes.

Moving Container

Don’t feel like driving a moving truck? A move to Florida in a moving container costs between $1,594 and $4,499 if you’re handling the loading and between $2,075 and $6,501 with labor-only movers.

 

“Hurricane season in Florida runs from June to November, which is unfortunately right during peak moving season…[so] you might also run into expensive weather delays.”

 

It’s also a great option if you need storage at any point during your move. Carriers can often store your stuff at their secure facilities until you’re ready for your belongings to be delivered to your new home. However, you must have space for the container, and you’ll need to be available during the full delivery window.

Freight Trailer

Moving to Florida in a freight trailer costs about $1,691 to $4,764 for self-loading and $2,172 to $6,766 if you hire moving labor.

This option might make sense if you have more stuff than can fit in a single moving container or truck. The benefits of this option are you don’t have to drive a big truck yourself, and you don’t have to fill the whole trailer — you’ll pay only for the space you use. Just make sure to ask about volume limitations.

Full-Service Moving Company

Full-service moves to Florida can range from $3,388 to $15,126. That’s pretty steep, but that’s because full-service movers handle everything for you, from the loading to the driving to the unloading at your destination. It can be a great option if you’re short on time or want a hands-off move.

When you get estimates, make sure to ask if they’re binding or non-binding. Some movers have minimum weight charges that could increase your costs.


Cost to Move to Florida by Home Size

Since most long-distance moves are billed by weight or volume, the costs of moving to Florida can vary dramatically based on the size of your home and how much stuff you have. Here are the estimated cost ranges for moving to Florida for different home sizes.

Florida Moving Costs by Home Size

Home Size DIY Truck Rental Container Move Full-Service Movers Labor-Only + Truck Rental
Studio/1-Bedroom $450 – $1,825 $1,594 – $3,700 $3,388 – $5,336 $931 – $2,326
2-Bedroom $524 – $2,452 $1,594 – $4,143 $3,388 – $7,426 $1,082 – $3,073
3-Bedroom $524 – $2,452 $2,121 – $4,499 $3,388 – $10,726 $1,982 – $4,050
4+ Bedroom $524 – $2,452 $2,121 – $4,499 $3,388 – $15,126 $2,352 – $4,454

Popular Routes to Florida and Average Moving Costs

The distance of your move to Florida has a big impact on costs. In general, the further the move, the more expensive it is, mostly due to labor and fuel costs. Here’s a look at some example costs for common routes.

Moving Costs for Popular Routes to Florida

Route Distance Average Cost Range Typical Transit Time
New York → Florida 1,250 miles $1,485 – $12,883 20 hours
New Jersey → Florida 1,220 miles $1,485 – $12,840 19 hours
Pennsylvania → Florida 1,175 miles $1,338 – $12,785 18 hours
Texas → Florida 1,300 miles $1,485 – $12,914 20 hours
Illinois → Florida 1,350 miles $1,485 – $12,989 20.5 hours
Georgia → Florida 650 miles $1,117 – $12,200 9 hours

Florida-Specific Costs People Forget to Budget For

With its distinctive weather patterns and particularhousing market, Florida presents unique challenges for new residents. On top of your baseline moving expenses, make sure to budget for these Florida-specific costs.

HOA & Condo Move-In Fees

Illustration of a street in Miami with cars and buildings in the background.

Condos and homes in HOAs, which make up a good part of the Florida housing market, often have monthly association fees and application fees. If you’re moving to a home with an association, you should ask about the rules, since there might be guidelines about elevator reservations, move-in windows, and certificate of insurance (COI) coverage limits.

Hurricane Season Timing

Hurricane season in Florida runs from June to November, which is unfortunately right during peak moving season. That means in addition to paying higher moving costs, you might also run into expensive weather delays.

Insurance Considerations

Because of Florida’s extreme storms, it’s a good idea to get full value protection and a third-party moving insurance policy that covers more weather events. For coastal houses, Florida home insurance policies often have separate deductibles for flood and hurricane coverage that could be up to 10% of your home value.

Storage & Partial Moves

If you’re only living in Florida during the winter months, you might have extra costs for storage. You might also need to pay for storage and temporary housing if you’re waiting for construction to finish on your new home in Miami or the best Tampa neighborhoods.


How to Verify Movers for a Florida Move

Before you book movers, take some time to make sure they’re trustworthy and reliable. Here’s how to avoid scams and verify that a moving company is legit:

  1. Research licensing: For interstate moves, use the Federal Motor Carrier Safety Administration (FMCSA) website to verify that the moving company is registered and has a U.S. Department of Transportation number. You should also check the Florida Department of Agriculture and Consumer Services (FDACS) website to make sure intrastate movers are registered and approved for a business license.
  2. Check insurance: Interstate movers are required by federal law to offer released value protection and full value protection. If you’re moving to an apartment building, you also might need to ask your movers about a current certificate of insurance (COI). A COI indicates the movers are insured and the building owner won’t be liable for damage the crew might accidentally cause.
  3. Look for red flags: Avoid moving companies that give vague estimates, refuse to conduct a thorough inventory, or ask for large upfront deposits. And watch out for quotes that seem unusually low — they could be scams where you’re charged exorbitant fees to get your stuff back.

How to Lower Your Costs When Moving to Florida

Moving to Florida doesn’t have to break the bank —there are some ways you can trim your moving expenses without compromising your moving experience:

  • Move during the off-season: If possible, schedule your move for the fall or winter for better availability, lower pricing, and to avoid hurricane season.
  • Declutter and downsize first: The less stuff you have, the less you’ll end up paying. Donate, sell, or toss anything you don’t need to bring with you.
  • Shop around: Collect a minimum of 3 quotes from reputable moving companies to make sure you’re getting the best rate for your move. HireAHelper makes it easy to compare pricing from vetted, licensed professionals.
  • Use labor-only movers with a rental truck: Cut down on costs by renting a truck and hiring hourly loading and unloading help.
  • Pack yourself: Source free moving boxes and use linens and towels for padding to save on packing supplies.
  • Look for discounts: Ask about promotions for AAA and military members, students, and seniors.
  • Choose the right booking window: Try to move during the week instead of the weekend.
  • Be flexible on delivery: Moving companies may be able to offer you a deal in return for a later delivery or a broader delivery window.

FAQs About the Cost to Move to Florida

Which cities in Florida are the most affordable?

The cost of living in Florida can vary significantly from city to city. Here’s a closer look at five of the most affordable cities in Florida.

Most Affordable Florida Cities

City Zillow Home Value Average Rent Median Household Income
Lake City $254,596 $1,392 $51,175
Ocala $264,885 $1,599 $53,520
Pensacola $258,070 $1,587 $72,699
Daytona Beach $241,683 $1,522 $50,130
Pine Hills $267,976 $1,868 $55,692

Is it cheaper to hire movers or rent a truck to Florida?

Renting a truck is nearly always cheaper than hiring a full-service moving company, although it does require a lot more effort. You’ll have to take care of the packing, loading, driving, unloading, and unloading all on your own, but you’ll end up saving significantly.

How far in advance should I book a Florida move?

It’s best to book your Florida move at least 6–8 weeks before your move date, especially if you’re making a long-distance move during the peak summer moving season. Booking early helps you get the dates you want, and you may even save on costs.

Do movers charge extra for Florida’s heat or weather conditions?

Movers don’t typically charge extra for any weather-related conditions, but Florida’s heat and hurricanes could lead to slowdowns or reschedules — and higher costs if you’re paying hourly. Make sure you understand a company’s weather policies before booking.

What’s the cheapest month to move to Florida?

The cheapest time to move to Florida is October through April — well outside the busy summer months. During this off-season, you’ll generally find more affordable prices, better availability, and better weather conditions.

How much should I budget for packing supplies?

Your costs will vary depending on your belongings, but packing supplies usually cost about $450 for a two-bedroom home.

Are deposits normal when hiring movers?

Many moving companies take a deposit of about 10% to 30% of the total cost. If your mover requests a deposit that’s a lot higher — 50% or more — it’s a red flag. You should also avoid any company that asks for a large deposit in cash only. It’s much harder to get your money back if you paid in cash and something goes wrong.

What’s the difference between binding and non-binding estimates?

With a binding estimate, your moving price is fixed — as long as you stick to the items on your inventory, that is. A non-binding estimate gives you a cost based on the estimated weight of your stuff. It could change on moving day to reflect the actual weight.

How do stairs or elevators affect moving costs?

Your move takes longer if your building has several flights of stairs or an elevator, which increases the cost. Make sure to let your movers know about these obstacles to get an accurate quote.

Do I need moving insurance for a Florida move?

It’s a good idea to get moving insurance if losing your stuff would put you in a bad position financially. Insurance helps you replace or fix your stuff if your moving truck gets into an accident or something is stolen. You can buy a valuation policy through your moving company or get a third-party policy for wider protection.

2024 Study: A Look at the Biggest Wave of Retiree Moves in Three Years

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Key Findings

  • More than 338,000 Americans moved to retire in 2023, an increase of 44% compared to 2022
  • Florida is the top destination for retirement moves that crossed state lines, attracting 11% of them in 2023
  • California (18%) and New York (11%) have the highest share of retirees moving to new states 
  • Miami-Fort-Lauderdale, FL is the #1 metro for retirement moves, with 12.3% of them headed to this area in Florida
  • Nearly a quarter (23%) of all Americans moving to retire were early retirees aged under 55

The year 2023 was a big year for retirement moves!

According to the U.S. Census Bureau data, retirement moves reached a three-year high! With housing markets cooling off, inflation slowing down, and social security benefits increasing, it’s no surprise that 44% more Americans moved in retirement compared to in 2022.

How else have these developments affected moving after retirement in 2023? Where did retirees relocate to, and which places did they leave behind?

In this latest edition of our annual retirement moves study, we look at trends that shaped moving in retirement in 2023, highlight top origins and destinations, and zoom in on the changing demographics of retirees on the move.


an illustration of a colorful cocktail, but the ice cubes are depicted as moving boxesBucking the Trend: Retirement Moves Continued Rising Through 2023

In 2023, when the share of Americans who moved fell to a historic low of 7.8%, retirement moves registered a 44% growth compared to the year prior. That equates to more than 338,000 Americans moving to retire in 2023 — the highest in three years.

This means that after falling briefly during COVID, the number of Americans moving to retire has grown for the third consecutive year.

Similarly to the findings in our previous studies of moving for retirement, Americans who moved at this stage of their lives were more likely to relocate to a different state last year. A quarter (25%) of retirement moves in the U.S. in 2023 crossed state lines, compared to 18% of moves overall.


Sun, Sun, Sun: Florida Tops State Destination Rankings, Again

For those Americans choosing to retire out of state, Florida was again the number one destination in 2023. The Sunshine State attracted around one in ten (11%) of all retirement moves that went to a different state.

South Carolina gave Florida a good run for its money as the destination for 10% of all cross-state retirement moves in 2023. Meanwhile, New Jersey and Texas each accounted for roughly 6% of such moves, respectively.

 

“The 2023 crop of retirees on the move was significantly younger…37% of them were under the age of 65, including 23% who were under 55.”

 

As for the states retirees are leaving, the greatest share of relocating retirees came from California, with 18% of all retirement moves that crossed state lines originating in California. New York contributed a further 11% of retirees seeking a new place to live outside their home state.

Curiously enough, states like New Jersey and Pennsylvania appear on both receiving and leaving lists. This has to do with the fact that while many people do move to Florida and New Jersey for retirement, a similar amount of people are leaving these states too.

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Miami Remains a Retirement Magnet: Top Metros for Retirees on the Move

In another victory for Florida, Miami-Fort Lauderdale was the top destination for retirement moves in 2023.

This metro located right on the Atlantic coast is well within its right to attract many of those seeking a great place to retire. Highland Beach — one of Fort Lauderdale’s suburbs — ranks #3 as the best place to retire according to Niche.com, while Miami is in the fourth spot of CN Traveller’s ranking of best retirement destinations. 

And even though the cost of living in the Miami-Fort Lauderdale metro is on the rise, it’s still significantly lower than in the U.S. biggest cities. 

Other popular metropolitan areas last year included El Paso, TX (~8% of moves), and yet another Florida metro: North Port-Sarasota-Bradenton, FL (6%).

In the Midwest, Kansas City, MO-KS, and Cleveland-Elyria, OH each took about 3% of all retirement moves that took place in 2023. Both these metros have likely attracted many retirees due to affordable housing and a generally lower cost of living

 

“In 2023, when the share of Americans who moved fell to a historic low of 7.8%, retirement moves registered a 44% growth compared to the year prior. That equates to more than 338,000 Americans moving to retire…”

 

Retirees with money

The fact that two Californian metros feature on the top 10 list of retirement move destinations in 2023 suggests two parallel trends within retirement moves. 

Retirees with a good amount of savings and high pensions are likely moving to metros like Miami-Fort Lauderdale, FL and San Luis Obispo-Paso Robles, CAFolks looking to save money in retirement, on the other hand, are more likely to choose El Paso, TX, and Kansas City, MO-KS — areas where settling down for retirement won’t cost a fortune.

To browse states and metros you may be interested in, check out the interactive map below:


Health and Family: Key Reason Behind Retirement Moves in 2023

Besides retirement itself, some of the most common reasons contributing to retirement movies in 2023, according to a recent U.S. Census Bureau moving data report, were said to do with family and health. “Better housing” and “cheaper housing” did remain relevant, but they’re not driving as many moves as they did in 2022.

It’s worth noting that “other family reason” was most often clarified to mean adding a new family member (e.g., pregnant, had a baby, adoption), moving with family member(s), or assisting or taking care of family members. 

Because adding a new family member is unlikely for someone of retirement age, it’s safe to assume that the majority of retirees who moved citing “other family reason” did so to be closer to family, either to help take care of them or to receive care themselves.

 

“…the median household income of retirees who moved in 2023 was $88,347, which is 17% higher than a typical household income in the United States…”

 

This is consistent with the findings of our study of the Sandwich Generation — meaning adults “sandwiched” between taking care of their aging (and likely retired) parents, and their children.

More than a quarter (26%) of the respondents in our Sandwich Generation survey were considering moving their parents closer to give them the care they need, and 24% were thinking about their parent(s) moving in with them.

With so many retirees factoring in family and health into their moves in 2023, it’s likely this emerging trend is already starting to unfold.

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Younger, Wealthier, and Most Likely Single: The Demographics of Retirees Moving in 2023

One standout feature of 2023 moving retirees is that they were overwhelmingly more likely to be single. (Or, at the very least, not married.) 

In 2022, more than half (55%) of retirees moving were spouses. But last year, that share dropped to just 45% — the lowest percentage ever on record.

The 2023 crop of retirees on the move was significantly younger as well, as 37% of them were under the age of 65, including 23% who were under 55. Compare this to just 26% of 2022 retirees who were under 55. 

In another change compared to 2022, a third (33%) of American retirees moving in 2023 were people of color, up from 14% the year before. 

Finally, the median household income of retirees who moved in 2023 was $88,347, which is 17% higher than a typical household income in the United States, according to the latest data. It is also 35% higher than the median income of someone moving into retirement last year, which was just above $65,000.


Sources and Methodology
Unless otherwise stated, all the data behind the charts in this study were taken from the U.S. Census Bureau’s Current Population Survey and its Annual Social and Economic Supplements for 2023. 
To calculate the most moved-in and moved-out states and cities, we took the percentage of all retirees in 2023 who moved or left a state or city.

Illustrations by Daniel Fishel
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