How Much Does It Cost to Move to Florida?

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Florida is the third most popular state for relocations (behind California and Texas), and its population growth rate is the fastest in the country. Internal migration is driving most of that growth — 88% of new Florida residents come from other states.

And who could blame anyone for wanting to become a Floridian? With the state’s year-round sunshine and miles of gorgeous coastline — and Disney World, of course — it’s easy to see the appeal. The state attracts everyone from retirees to tech and finance professionals.

If you’re planning on moving to Florida, you’ll want to know what it’s going to cost. In this guide, we break down typical Florida moving costs and give a few expert tips to help you budget wisely for your move to the Sunshine State.


Average Cost to Move to Florida

If you’re moving to Florida from out of state, moving costs can vary widely. According to our sample move estimates, moving to Florida from out of state can cost anywhere from $450 to $15,126.

Why do Florida’s moving costs have such a big range? Distance is a major factor, and seasonality also plays a part — costs tend to be higher during the summer moving season. And of course, your prices will vary heavily based on whether you choose labor-only or full-service movers.

But moving costs for a local Florida move (within 50 miles) tend to be less variable than long-distance moving costs. According to our proprietary data at HireAHelper, the average cost of a local move in the state of Florida depends mostly on the moving service. Here’s the breakdown:

  • Average Cost of a Florida Move (Labor Only): $399.36
  • Average Cost of a Florida Move with Transportation (Movers + Truck): $1,048.75

What this estimate includes — and what it doesn’t

These estimates include the cost of the moving service or the rental truck for a DIY move. They don’t include the costs for packing, fuel, tolls, accommodation, insurance, and the fees movers charge for stairs or long carries.


Cost to Move to Florida by Moving Method

The way you move to Florida can have a big impact on the total price. And there are pros and cons to each method besides the cost. Here’s a look atwhat it might cost you to move to Florida for each moving option.

Rental Truck (DIY Move)

If you’re willing to do the driving, loading, and unloading yourself, you can expect to pay anywhere from $450 to $2,452 to rent a moving truck. Add in labor-only movers to help haul your stuff, and those costs increase to $931 to $4,454.

You’ll also need to factor in the cost of gas and accommodations. At $3 per gallon in a truck that gets 10 mpg, a 3,000-mile drive would add $900 to your costs.

A DIY move can still be a good option if you’re on a budget. You might also consider it if you’re comfortable driving a large truck, and your belongings can fit easily into standard moving truck sizes.

Moving Container

Don’t feel like driving a moving truck? A move to Florida in a moving container costs between $1,594 and $4,499 if you’re handling the loading and between $2,075 and $6,501 with labor-only movers.

 

“Hurricane season in Florida runs from June to November, which is unfortunately right during peak moving season…[so] you might also run into expensive weather delays.”

 

It’s also a great option if you need storage at any point during your move. Carriers can often store your stuff at their secure facilities until you’re ready for your belongings to be delivered to your new home. However, you must have space for the container, and you’ll need to be available during the full delivery window.

Freight Trailer

Moving to Florida in a freight trailer costs about $1,691 to $4,764 for self-loading and $2,172 to $6,766 if you hire moving labor.

This option might make sense if you have more stuff than can fit in a single moving container or truck. The benefits of this option are you don’t have to drive a big truck yourself, and you don’t have to fill the whole trailer — you’ll pay only for the space you use. Just make sure to ask about volume limitations.

Full-Service Moving Company

Full-service moves to Florida can range from $3,388 to $15,126. That’s pretty steep, but that’s because full-service movers handle everything for you, from the loading to the driving to the unloading at your destination. It can be a great option if you’re short on time or want a hands-off move.

When you get estimates, make sure to ask if they’re binding or non-binding. Some movers have minimum weight charges that could increase your costs.


Cost to Move to Florida by Home Size

Since most long-distance moves are billed by weight or volume, the costs of moving to Florida can vary dramatically based on the size of your home and how much stuff you have. Here are the estimated cost ranges for moving to Florida for different home sizes.

Florida Moving Costs by Home Size

Home Size DIY Truck Rental Container Move Full-Service Movers Labor-Only + Truck Rental
Studio/1-Bedroom $450 – $1,825 $1,594 – $3,700 $3,388 – $5,336 $931 – $2,326
2-Bedroom $524 – $2,452 $1,594 – $4,143 $3,388 – $7,426 $1,082 – $3,073
3-Bedroom $524 – $2,452 $2,121 – $4,499 $3,388 – $10,726 $1,982 – $4,050
4+ Bedroom $524 – $2,452 $2,121 – $4,499 $3,388 – $15,126 $2,352 – $4,454

Popular Routes to Florida and Average Moving Costs

The distance of your move to Florida has a big impact on costs. In general, the further the move, the more expensive it is, mostly due to labor and fuel costs. Here’s a look at some example costs for common routes.

Moving Costs for Popular Routes to Florida

Route Distance Average Cost Range Typical Transit Time
New York → Florida 1,250 miles $1,485 – $12,883 20 hours
New Jersey → Florida 1,220 miles $1,485 – $12,840 19 hours
Pennsylvania → Florida 1,175 miles $1,338 – $12,785 18 hours
Texas → Florida 1,300 miles $1,485 – $12,914 20 hours
Illinois → Florida 1,350 miles $1,485 – $12,989 20.5 hours
Georgia → Florida 650 miles $1,117 – $12,200 9 hours

Florida-Specific Costs People Forget to Budget For

With its distinctive weather patterns and particularhousing market, Florida presents unique challenges for new residents. On top of your baseline moving expenses, make sure to budget for these Florida-specific costs.

HOA & Condo Move-In Fees

Illustration of a street in Miami with cars and buildings in the background.

Condos and homes in HOAs, which make up a good part of the Florida housing market, often have monthly association fees and application fees. If you’re moving to a home with an association, you should ask about the rules, since there might be guidelines about elevator reservations, move-in windows, and certificate of insurance (COI) coverage limits.

Hurricane Season Timing

Hurricane season in Florida runs from June to November, which is unfortunately right during peak moving season. That means in addition to paying higher moving costs, you might also run into expensive weather delays.

Insurance Considerations

Because of Florida’s extreme storms, it’s a good idea to get full value protection and a third-party moving insurance policy that covers more weather events. For coastal houses, Florida home insurance policies often have separate deductibles for flood and hurricane coverage that could be up to 10% of your home value.

Storage & Partial Moves

If you’re only living in Florida during the winter months, you might have extra costs for storage. You might also need to pay for storage and temporary housing if you’re waiting for construction to finish on your new home in Miami or the best Tampa neighborhoods.


How to Verify Movers for a Florida Move

Before you book movers, take some time to make sure they’re trustworthy and reliable. Here’s how to avoid scams and verify that a moving company is legit:

  1. Research licensing: For interstate moves, use the Federal Motor Carrier Safety Administration (FMCSA) website to verify that the moving company is registered and has a U.S. Department of Transportation number. You should also check the Florida Department of Agriculture and Consumer Services (FDACS) website to make sure intrastate movers are registered and approved for a business license.
  2. Check insurance: Interstate movers are required by federal law to offer released value protection and full value protection. If you’re moving to an apartment building, you also might need to ask your movers about a current certificate of insurance (COI). A COI indicates the movers are insured and the building owner won’t be liable for damage the crew might accidentally cause.
  3. Look for red flags: Avoid moving companies that give vague estimates, refuse to conduct a thorough inventory, or ask for large upfront deposits. And watch out for quotes that seem unusually low — they could be scams where you’re charged exorbitant fees to get your stuff back.

How to Lower Your Costs When Moving to Florida

Moving to Florida doesn’t have to break the bank —there are some ways you can trim your moving expenses without compromising your moving experience:

  • Move during the off-season: If possible, schedule your move for the fall or winter for better availability, lower pricing, and to avoid hurricane season.
  • Declutter and downsize first: The less stuff you have, the less you’ll end up paying. Donate, sell, or toss anything you don’t need to bring with you.
  • Shop around: Collect a minimum of 3 quotes from reputable moving companies to make sure you’re getting the best rate for your move. HireAHelper makes it easy to compare pricing from vetted, licensed professionals.
  • Use labor-only movers with a rental truck: Cut down on costs by renting a truck and hiring hourly loading and unloading help.
  • Pack yourself: Source free moving boxes and use linens and towels for padding to save on packing supplies.
  • Look for discounts: Ask about promotions for AAA and military members, students, and seniors.
  • Choose the right booking window: Try to move during the week instead of the weekend.
  • Be flexible on delivery: Moving companies may be able to offer you a deal in return for a later delivery or a broader delivery window.

FAQs About the Cost to Move to Florida

Which cities in Florida are the most affordable?

The cost of living in Florida can vary significantly from city to city. Here’s a closer look at five of the most affordable cities in Florida.

Most Affordable Florida Cities

City Zillow Home Value Average Rent Median Household Income
Lake City $254,596 $1,392 $51,175
Ocala $264,885 $1,599 $53,520
Pensacola $258,070 $1,587 $72,699
Daytona Beach $241,683 $1,522 $50,130
Pine Hills $267,976 $1,868 $55,692

Is it cheaper to hire movers or rent a truck to Florida?

Renting a truck is nearly always cheaper than hiring a full-service moving company, although it does require a lot more effort. You’ll have to take care of the packing, loading, driving, unloading, and unloading all on your own, but you’ll end up saving significantly.

How far in advance should I book a Florida move?

It’s best to book your Florida move at least 6–8 weeks before your move date, especially if you’re making a long-distance move during the peak summer moving season. Booking early helps you get the dates you want, and you may even save on costs.

Do movers charge extra for Florida’s heat or weather conditions?

Movers don’t typically charge extra for any weather-related conditions, but Florida’s heat and hurricanes could lead to slowdowns or reschedules — and higher costs if you’re paying hourly. Make sure you understand a company’s weather policies before booking.

What’s the cheapest month to move to Florida?

The cheapest time to move to Florida is October through April — well outside the busy summer months. During this off-season, you’ll generally find more affordable prices, better availability, and better weather conditions.

How much should I budget for packing supplies?

Your costs will vary depending on your belongings, but packing supplies usually cost about $450 for a two-bedroom home.

Are deposits normal when hiring movers?

Many moving companies take a deposit of about 10% to 30% of the total cost. If your mover requests a deposit that’s a lot higher — 50% or more — it’s a red flag. You should also avoid any company that asks for a large deposit in cash only. It’s much harder to get your money back if you paid in cash and something goes wrong.

What’s the difference between binding and non-binding estimates?

With a binding estimate, your moving price is fixed — as long as you stick to the items on your inventory, that is. A non-binding estimate gives you a cost based on the estimated weight of your stuff. It could change on moving day to reflect the actual weight.

How do stairs or elevators affect moving costs?

Your move takes longer if your building has several flights of stairs or an elevator, which increases the cost. Make sure to let your movers know about these obstacles to get an accurate quote.

Do I need moving insurance for a Florida move?

It’s a good idea to get moving insurance if losing your stuff would put you in a bad position financially. Insurance helps you replace or fix your stuff if your moving truck gets into an accident or something is stolen. You can buy a valuation policy through your moving company or get a third-party policy for wider protection.

2022 Study: Where Americans Moved To Retire This Year

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Key Findings

  • Over 234,000 Americans moved to retire in 2022, 4% more than in 2021
  • 12% of American retirees moved for “cheaper housing” — highest % since 2014
  • Florida is top destination for retirement moves (~12% of all retirees)
  • Palm Bay-Melbourne-Titusville, FL (9%) top metro destination for retirement moves
  • Oregon the state retirees most likely to leave — origin state of 10% of retiree moves
  • Retirees of color more than 2x likely to move in search of cheaper housing (20%) than their white counterparts (9%)

retiree 2022In last year’s study of retirement moves, the COVID-19 pandemic was very much the central theme in many people’s moves.

Yet while the effects of the pandemic are still being felt across the country, this year’s driving narrative has been inflation; the economy is of course connected to cost of living, savings, and home prices, all touchstones of the retirement equation.

As American retirees face an increased estimate for the amount of money needed to retire comfortably, 36% of retirees reported their living costs as higher than expected, while 56% expected to continue working after they retire. How has this impacted how many people retired this year? And where did they all go?


On the Rise Again: Number of Retirement Moves Increased in 2022

After a significant dip in 2021, the number of Americans who moved to retire this year has gone up to reach over 234,000. It’s still some way off the pre-pandemic levels, but that’s 4% greater than the number of people who moved to retire last year

American retirees continue to move at an increasing rate, despite pressures associated with the cost of living and the changing home market temperatures in many parts of the country. Knowing that more people are once again beginning to move more for retirement, what are some of their reasons for moving?

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Family and Cheaper Housing: Why Are More Retirees Moving in 2022?

Inflation and the associated rise in the cost of living are likely contributing to why over 12% of American retirees who moved in 2022 said they did so to find cheaper housing.

Housing was second only to “other family reasons” (e.g., “being close to family”). Cost-conscious retirement moves are at their highest level since 2014.

Not coincidentally, retirement moves for “new and better housing” have fallen sharply; upscaling now makes up 10% of all stated reasons for a retirement move, down from 18% as early as 2019. 

 

“In 2022, the Sunshine State attracted almost 16% of all retirees choosing to retire outside their state, the highest of any state.”

 

It’s worth noting that retirees of color were more than twice as likely to move in search of cheaper housing (18%) than their white counterparts (8%).

These overall findings suggest that retirees are more sensitive to inflation than anticipated by many and, while home prices have begun to fall, they are still significantly higher than they were this time last year. 


Florida is Back, Baby! Sunshine State Tops Retirement Move Destinations

After coming in second in our 2020 retirement move study and the same study last year, Florida is once again the top destination for out-of-state retirement moves.

 

“…36% of retirees reported their living costs as higher than expected, while 56% expected to continue working after they retire.”

 

In 2022, the Sunshine State attracted almost 16% of all retirees choosing to retire outside their state, the highest of any state.

North Carolina takes the second spot, with almost one in ten (9.6%) retirement moves crossing state lines going to this state.

A new entrant on this year’s top 10 is the state of Washington. Drawing about 5% of out-of-state retirees, Washington state jumped to the seventh spot of this year’s ranking.


Goodbye Oregon: States Retirees Were Most Likely to Leave

Their destination may be in Florida, but in terms of origin, Oregon was the state retirees were most likely to leave. As one of the most expensive states in the country to live in, Oregon saw as many as 10% of people moving to retire leaving the state.

Maryland placed second in states retirees were most likely to leave, with 7% of local retirement moves heading elsewhere. Idaho, a state we often see get the greatest net gains in our annual reports, had 3.4% of all local retirees leave the state when moving for retirement.


Popular Metro areas: Palm Bay, FL a Hit With Early Retirees

Compared to last year, Americans moving in retirement in 2022 tend to prefer staying in urbanized areas slightly more, according to the data.

 

“… retirees of color were more than twice as likely to move in search of cheaper housing than their white counterparts.”

 

The key beneficiary of retirees’ intention to settle in metropolitan areas is Palm Bay-Melbourne-Titusville, FL, which attracted 9.2% of all retirement moves in 2022 — more than any other metropolitan area.

Having once been named the best place for early retirement (albeit by itself), this area to the southeast of Orlando seems to live up to that reputation; 37% of its newcomer retirees were between the ages of 55 and 64.

In second place, the greater Columbus, OH area drew slightly under 6% of all retirees looking for a new place to live. The Ohioan metro ranking so highly this year is likely another testament to cost of living being one of the priorities for retirees planning their moves in 2022.

Elsewhere, there are two notable metro areas located in Tennessee, Nashville-Davidson-Murfreesboro, TN (5.3%) and Knoxville, TN (3.2%), which combined attracted 8% of retirees who chose to move this year.


Who Is Moving in Retirement in 2022? A Look at the Demographics

Much like last year, 86% of Americans moving in retirement were white, and just 14% were retirees of color. 

Married people accounted for 55% of all retirees relocating in 2022, with the remaining 45% being single, including those widowed, divorced, as well as those who never married.

Finally, while almost three-quarters (74%) of those moving in retirement in 2022 were over 65, some 26% were early retirees in 2022.


Sources and Methodology
Unless otherwise stated, all the data behind the charts in this study were taken from the U.S. Census Bureau’s Current Population Survey and its Annual Social and Economic Supplements for 2022. 
To calculate the most moved-in and moved-out states and cities, we took the percentage of all retirees in 2021 who moved or left a state or city. “Early retirees” was operationalized as any retiree aged younger than 65 years old. 
Illustrations by Daniel Fishel
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