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2024 Study: Who’s Moving to Florida and Why?

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Key Findings

  • According to HireAHelper data, 11.4% more people moved to Florida than left in 2023. 
  • In 2023, Wesley Chapel, FL (+106%) and Ocala, FL (+104%) had the highest net gain of new residents
  • The Miami, FL metro area had the highest net losses (-58%) in terms of moving
  • Ten times more people left Florida in 2023 for “change of climate” (≈43,000 people) than moved there for the same reason (≈3,700)
  • Retirement accounted for 8% of those moving to Florida in 2023
  • New Florida residents (average age 43) are, on average, 10 years older than Americans leaving Florida (average age 33)

In an episode of Seinfeld titled The Pony Remark, the eponymous character says, “My parents didn’t want to move to Florida, but they turned sixty and that’s the law.” Airing in 1991, the quote from this episode reflected a broader truth that many Americans were moving to Florida in droves during that time — especially New Yorkers

While Florida does have a history of being a retirement magnet that goes back to the 1910s, looking at migration to The Sunshine State through the lens of retirement moves would be reductive. As many as 4.3 million people moved to Florida from other U.S. states in the 1990s. Based on Census Bureau figures, for nine of 10 years of that decade, Florida was the #1 state Americans moved to.

 

“‘New job or transfer’…was by far the most common reason for moves bound for the Sunshine State, accounting for over half (~54%) of all moves to Florida in 2023.”

 

In this study, we delve into the migration trends shaping Florida today. Using a mixture of the U.S. Census and HireAHelper data, we explore moves to, from, and within Florida, and see which cities attract the most residents. We also outline the typical demographics of Florida movers, highlight the top reasons for people moving to or from Florida, and show how both have changed over time.

Southbound and Down: Three Decades of Migration to Florida 

In the last 10 years alone, Florida welcomed 3.4 million Americans as new residents. That’s roughly the population of the whole state of Utah! Of those, more than a third (1.2 million) moved to the Sunshine State since 2020, according to the Census Bureau’s statistics.

And it shows. As per the latest population statistics available, two-thirds (66%) of Floridians were born elsewhere in the United States, which is second only to Nevada (74%).

For a state that’s as large as Florida, it’s rather common to see this high volume of moves. What’s more remarkable is Florida’s net migration numbers remain positive. Meaning, that more people continue to move to the Sunshine State than leave it. 

According to HireAHelper estimates, approximately 11% more Americans moved to Florida than left in 2023, with an average of 13% net gain in residents in the last six years (which is as far back as our records go).

Along U.S. 1: Top Origins States to Florida are on the East Coast

And which states supplied all these new Florida residents? Migration to Florida used to be heavily dominated by New York, which was, according to the Census Bureau data, the #1 origin for moves going to Florida between 1990 and 2010.

In the last decade, Connecticut, Massachusetts, and Ohio have featured prominently on the list of states sending most people to the Sunshine State. Most recently, though, the top spot belonged to Georgia. In 2023, around 87,000 people moved from Georgia to Florida, which represented a quarter of all interstate moves destined for the Sunshine State in 2023.

State % of moves to Florida
Georgia 23.3%
New York 20.5%
Maryland 15.8%
Ohio 10.0%
Texas 9.4%
New Jersey 6.5%
Virginia 3.1%
North Carolina 2.7%
Arkansas 2.3%
Arizona 1.7%

Other states that contributed the most new residents to the Florida population in 2023 include New York (~21%), Maryland (~16%), and Ohio (10%). 

To see how many people moved to Florida from your state, check out our interactive map below. You can also use the drop-down to go back in time and see how that’s changed over the years.

Jobs, Retirement, and Housing: Top Reasons for Moving to Florida

Many may associate moves to Florida with retirement, but the overwhelming majority of people heading to this state are doing it for job-related reasons. 

“New job or transfer”, as the U.S. Census Bureau calls it, was by far the most common reason for moves bound for the Sunshine State, accounting for over half (~54%) of all moves to Florida in 2023.

Buying a home was the second most common reason for Americans relocating to Florida, with around 12% of all newly arrived Florida residents in 2023 making a move.

And then, there’s retirement – a reason responsible for 8% of all moves Americans made to Florida last year. 

Buying a home in Florida and moving there is a fairly recent trend. A historic high of 20% of moves to Florida in 2022 were made for this reason, but it was never this common further in the past.

Conversely, “change of climate” declined as a reason for moving to Florida in recent times. Remember that to the Census Bureau, “change of climate” can mean either escaping the consequence of climate change (like flooding or hurricanes) or wanting more sunshine. 

Accounting for roughly 10% of moves in any given year before 2020, less than 6% of people moving to Florida in the last three years did it because of the weather.

Move Over, Miami: Most Florida-Bound Moves Are Destined for the Gulf Coast

So with all those people moving to Florida, where are they choosing to live? In 2023, nearly half (48%) of all newcomers to Florida went to one of the following metro areas: Sarasota, FL (~24%), Tampa, FL (~13%) and Miami, FL (~12%).

Those familiar with Florida’s geography should notice that Sarasota, FL and Tampa, FL are on the Gulf Coast, as are five more metros that made the top 10 moved-to cities in the state.

Not only were Gulf Coast destinations most popular in 2023, but they also showed significant growth in the number of moves they attracted. 

Sarasota, FL had 45% more moves in 2023 than the year before, while Tampa, FL registered a 53% annual growth in inbound moves over the same period. Pensacola, FL had 13% more out-of-staters move in 2023, while Naples, FL received twice as many new residents from outside Florida, compared to 2022.

Curiously, even though the Miami metro area did make the top 3 destinations for out-of-state moves to Florida, its appeal appears to be declining. The city’s 9% year-over-year decrease in the number of new residents from other states in 2023 followed a more precipitous drop of 33% in the year prior.

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Cheaper, Safer, Quieter: More Floridians Move to Smaller, Inland Cities

Despite a significant number of people moving to Florida from other parts of the U.S., the overwhelming majority of moves these days are local. The latest Census Bureau statistics showed that 54% of those moving stayed within the same county, while our data showed that the average distance of a move in 2023 was 32 miles.

Based on data from HireAHelper moves in Florida, the two cities that saw the greatest net inflow of new residents in 2023 are Wesley Chapel, FL (+106%) and Ocala, FL (+104%).

 

“In 2023, the average household income of those moving to the Sunshine State was $104,000. Not only is it significantly higher than the national average of $74,580, but it is also 44% higher than the income of those leaving Florida…”

 

Other cities that had more people move in than leave include St. Augustine, FL (58%), The Villages, FL (+50%), Pensacola, FL (+49%), and Port St. Lucie, FL (+48%).

One trend likely impacting moves within Florida is extreme weather, as some Floridians flock inland to places like Ocala and The Villages to escape the hurricanes and the associated high home insurance costs in coastal areas. Nowhere in Florida is completely safe from a hurricane, but it seems moving away from certain coastal areas may be relatively safer.

Another consideration for moving decisions is traffic congestion and the high cost of living in Florida’s larger metros. These issues may be behind people’s moves to more suburban areas, such as Bradenton, FL or Port St. Lucie, FL. 

10 Cities with Largest Net Gains Net Moves, % 10 Cities with Largest Net Losses Net Moves, %
Wesley Chapel, FL 106% Hollywood, FL -58%
Ocala, FL 104% Fort Lauderdale, FL -50%
St. Augustine, FL 58% Palm Harbor, FL -42%
The Villages, FL 50% Miami, FL -38%
Pensacola, FL 49% Cape Coral, FL -37%
Port St. Lucie, FL 48% West Palm Beach, FL -35%
Gainesville, FL 44% Tampa, FL -34%
Clermont, FL 43% Fort Myers, FL -31%
Port Orange, FL 27% Orlando, FL -31%
Daytona Beach, FL 23% Pompano Beach, FL -28%

In contrast, cities that had lost the most residents are Hollywood, FL (where 58% more people left than moved in), Fort Lauderdale, FL (-50%), and Palm Harbor, FL (-42%). Miami, FL wasn’t too far off with 38% more outbound than inbound moves in 2023.

Local reports suggest that the high cost of housing could be what’s driving moves out of cities in Miami-Dade County. Home prices reached up to 50% higher and rents were 30% higher in this area, compared to other places in Florida.

Our interactive map shows how other cities have fared in terms of people moving in and out in 2023, based on HireAHelper data.

Ocala for Cheaper Housing, Melbourne for Retirement: Moves to Florida Cities by Reason

If we look at why people are moving to different cities in Florida, a few interesting patterns begin to emerge.

According to our analysis of the Census Bureau data, 57% of people who moved to Ocala, FL did so because they bought a home there. New jobs were the main driver of moves to Naples, FL (58%) and Bradenton, FL (38%), while those moving to Port Saint Lucie, FL did so predominantly because they wanted a better home (41%) or a better neighborhood (36%).

Two cities on Florida’s Atlantic coast, Palm Bay, FL and Melbourne, FL, had around 40% of people moving there for retirement. 

Finally, cheaper housing greatly contributed to those moving to Lakeland, FL (32%) and Naples, FL (30%). 

But with some of the highest home prices in the state, Naples, FL being a destination “for cheaper housing” is surprising. Its status as a top 10 contender for those moving into Florida from other states might explain this discrepancy.

Older, Higher in Income, Mostly White: Demographics of Americans Moving to Florida

According to the figures from the Census Bureau, Americans moving to Florida were, on average, 43 years old and over half of them (53%) were women. Generationally, 56% of them are either Gen X (30%) or Baby Boomers (26%).

While 43% of newcomers to Florida were married, almost one in five (19%) were divorcees, which was the 4th highest proportion among all states.

From a racial standpoint, 75% of those moving to Florida were white, which was significantly higher than the 60% of white Americans among interstate movers nationally.

40% of Americans opting to move to Florida have a college degree (undergraduate or postgraduate), which was only slightly lower than the average of 43% of interstate movers nationally in 2023.

Looking at the demographics of people moving in and out of Florida, income is one characteristic that stands out. In 2023, the average household income of those moving to the Sunshine State was $104,000. Not only is it significantly higher than the national average of $74,580, but it is also 44% higher than the income of those leaving Florida ($72,427 on average).

This 44% difference between the incomes of those moving in and those moving out was the also highest it has been in over 30 years.

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Younger, Mostly Single, Mostly People of Color: Demographics of Those Leaving Florida

With an average age of 33.5, two-thirds (67%) of Floridians who left the state in 2023 are either Millennials (36%) or Gen Z (31%). 

Unlike those moving in, the majority (54%) of people who left Florida last year are people of color, with roughly equal shares of black (24%) and Hispanic Americans (24%).

When it comes to their marital status, 53% of former Florida residents choosing to move elsewhere are single. It must be noted that the Census Bureau’s definition of “single” includes cohabiting couples that aren’t married in the legal sense of the word.

As noted above, those leaving Florida earn significantly less than those moving in. 

Jobs, Family, and Climate: Top Reasons for Leaving Florida

Speaking of leaving Florida, over 285,000 Americans left the Sunshine State in 2023. The most common reason for such a move was a new job (37%).

The second most stated reason for leaving Florida is the “other family” reason (16%), which the Census Bureau defines as moving in with or closer to family members.

The third most popular one — “change of climate” — was responsible for 15% of all moves out of Florida last year.

As stated earlier, the reason encompasses both those who move in search of better weather and those who move to escape climate change. What’s remarkable about this statistic is that in 2023, ten times as many people left Florida for climate-related reasons (≈43,000) than moved in (≈3,700).

Since the Census Bureau has started tracking reasons for moving in their Current Population Survey, the number of Americans leaving Florida for climate-related reasons has never outnumbered those moving into the state — until 2021. 

Due to the ambiguous definition of this reason for moving, it’s impossible to say with 100% certainty that all those who left Florida for climate reasons were escaping climate change. 

However, hurricanes in the state have been getting stronger and more devastating, and the temperatures are growing increasingly higher, especially in the southern parts of the state.

Cost, Size, Distance: Industry Stats on Florida Moving

For all the moving in, out, and within Florida, it remained one of the cheapest states in terms of moving costs.

The average price of a move was $390 in 2023, making Florida the 9th cheapest state for moving. Moving prices held surprisingly steady and only grew 4% in the last year, up from $375 in 2022.

 

“Migration to Florida used to be heavily dominated by New York, which was, according to the Census Bureau data, the #1 origin for moves going to Florida between 1990 and 2010.”

 

Much like in the rest of the US, the distances of moves in Florida decreased. With spikes up to 70 miles on average in the pandemic years, the average move distance in Florida in 2023 was 31.5 miles.

The average size of homes people are moving into and out of in Florida is 1,546 square feet. That is just under the typical size of a home in the Sunshine State, which is 1,694 square feet.

Sources and Methodology

HireAHelper’s Florida Migration Study used the following data sources: 
Net gains and losses in people moving in/out for both states and cities were calculated as the ratio of:
  • # of people moving into the state or city, to
  • the # of people moving out of the state or city,
  • expressed as a percentage (%)
Comparisons of net gains and losses only include cities with at least 50 in- or out-moves.

The Best Tampa Neighborhoods for 2024

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In February 2024, Travel + Leisure described Tampa as “a city cloaked in sunshine, sandwiched by water, with a rich history, cultural diversity, and a stone’s throw away from award-winning beaches.” They talk up the food, music, and pirate festivals, tout the hopping heart of the reimagined downtown district, and sum up all the rich allure by dubbing Tampa Florida’s new ‘It’.

‘It’ leaves a lot to the imagination. To get a better idea of Tampa’s colorful character, know that one of its nicknames is Champa Bay, in honor of the two Super Bowls and three Stanley Cups the town has claimed in the last twenty years, and it happens to be the lightning capital of the US. 

If you plan on moving to the city after hearing all it has to offer, there are two things you need to know. One, is to never call it “Tampa Bay” — as one person put it, “People live in Tampa. Fish live in Tampa Bay”.

The second is what neighborhood you want to make your new home. Like the city itself, the neighborhoods all offer an array of experiences, activities, and vibes. No matter what, you’re sure to find something that fits you in Tampa. let’s dive in and see what’s waiting.

Quick Facts About Tampa

The sign of the Tampa theater and building located in downtown Tampa, FL

  • Population: Tampa the city is growing, with its rising population soon to surpass 400,000 residents. The greater Tampa Bay area, meanwhile, is home to 5 million people, and the central Tampa-St. Petersburg-Clearwater area is the 18th largest metropolitan area in the US.
  • Rent and Housing: According to Redfin, the median price for a home listed for sale in Tampa is around $390,000, while RentCafe tells us the average rent for an apartment is a little over $1,900, with three-quarters of all apartments coming in above $1,500.
  • Cost of Living: According to Payscale, the cost of living in Tampa is right at the national average – and below that of Miami. Across various expenses, only groceries are listed as above average. If you’re moving from New York City, you’ll have over 40% reduction in COL. That number rises to nearly 46% if your current city is San Francisco.  
  • School Rating: SchoolDigger ranks Tampa’s Hillsborough School District 47th out of Florida’s 67 districts. However, like a lot of cities with lower rankings, there are some highly-regarded schools to be found among the individual listings, so check the ones in your prospective neighborhood for a better idea of what’s in store for your children.
  • Quality of Life: Tampa scores well by the input gathered from Numbeo, winning an overall QOL Index Score above 170. This is even with a high cost of living score! Worldwide, Numbeo puts Tampa at #34, one spot below intrastate rival Orlando and among the top ten in the USA.

Tampa is home to lush, attractive parks, a variety of museums, major attractions like Busch Gardens and ZooTampa, and several restaurants and eateries boasting Michelin stars. 

There’s a lot waiting for you in Tampa – including the perfect neighborhood from which to live it up. No matter what you’re looking for (or your budget), you’re sure to find a place that fits you best. And to help you find your perfect neighborhood, here’s a list of our favorites.

Best Tampa Neighborhoods for 2024

Downtown

A view of the Riverwalk at night in Tampa, FL's downtown district

From the Stratz Center for the Performing Arts on the north side to Cotanchobee Fort Brooke Park on the south side and all along the water in between, this formerly sleepy downtown area has got it going on.

Curtis Hixon Waterfront Park offers a boatload of events, activities, and recreational opportunities to add to the bustle of the heart of downtown. The Tampa Riverwalk is a stretch of pedestrian heaven that offers great views and leads to Water Street Tampa, an ever-evolving mecca of shopping, dining, and buzzing nightlife.

The Tampa Theater, the Tampa Museum of Art, the Tampa Bay History Center, and the Glazer Children’s Museum give this urban center a cultural richness and depth, and makes downtown a city lover’s dream. 

Channel District

A view of the Florida Aquarium in the Channel District of Tampa, FL

Also known as Channelside, this area east of the Downtown neighborhood feels like an extension of the buzzing metropolitan atmosphere. Channelside Drive is headlined by Sparkman Wharf, which holds a dazzling array of dining, drinking, shopping, and entertainment, including live outdoor music and movies on the lawn. Also here is the conservation-minded Florida Aquarium and, for the seafarer in you, the American Victory Ship and Museum which, like the aquarium, is a non-profit educational endeavor.

There’s plenty more to be had all up and down the eminently walkable Channel District, with an eclectic display of dining options, a burgeoning craft beer scene, and numerous apartments, lofts, and condos for those who want to be just steps away from it all.

Ybor City Historic District

A bridge over a street in Tampa, FL's historic Ybor District. The sign on the side reads "Centro Ybor"

Built on the cigar-making industry, Ybor City and its historic district have seen some ups and downs. Today the area is definitely on the upswing, with trendy, eclectic restaurants mixing with historic architecture, punctuated with the Ybor City Museum State Park. The district has been both a studio and a repository of artistic expression, with a reputation for attracting aspiring artists and serving as the home of the Florida Museum of Photographic Arts. 

 

“[Palma Ceia, a] quiet residential neighborhood south of Hyde Park, has the prime reputation of being one of the safest neighborhoods in Tampa.”

 

With its historical ties to the cigar industry, it should be no surprise that Ybor boasts a healthy dose of Cuban and Latin American eateries, including Florida’s oldest restaurant. The theme continues with the Cuban Sandwich Festival, while every week the Ybor City Saturday Market turns Centennial Park into a celebration of local food and unique artisanal crafts. And speaking of festivals, let’s not forget the annual Gasparilla Pirate Festival. 

With the TECO Streetcar Line running from 8th Avenue through the Channel District and all the way to Downtown, the whole heart of Tampa is one easy ride away. 

Hyde Park

A view of Bayshore Blvd in Tampa's Hyde Park neighborhood

Located just southwest of Downtown across the Hillsborough River, Hyde Park offers a small-town feel near the center of Tampa. Hyde Park Village is an attractive and walkable area right in the middle of Hyde Park, North Hyde Park, and the Historic Hyde Park areas, all of which have their charms. Hyde Park Village comes alive on weekends, with both locals and out-of-towners coming in for a good time, giving this section of Hyde Park a more metro feel during those times.

Residents also love Hyde Park for the good schools, the relatively low crime, and various local events, like farmers markets and craft fairs happening all throughout the year. And of course, there’s the country’s longest continuous sidewalk, Bayshore Boulevard, running along the edge of Hillsborough Bay, giving Hyde Park a sweeping view of Tampa unlike any other.

 Seminole Heights

The historic Hillsborough High School, the oldest high school in the state of Florida, located in the Seminole Heights district of Tampa
by Steven Martin

North of Downtown and the Channel District, Seminole Heights is a great choice for families and young professionals. The character of the area can be largely attributed to the work of the various artists and musicians bringing color and life to the neighborhood, but Seminole Heights is equally known for its cool and unique food scene found all up and down North Florida and North Nebraska Avenues.

Covering a vast area bisected by I-275, Seminole Heights includes Old, South, and Southeast Seminole Heights. Aside from Florida and Nebraska Avenues, it’s largely residential, and green spaces abound beyond McDugald Park in Old Seminole Heights.

You’ll undoubtedly find space to play and relax with all the choices: Hillsborough River, Rowlett and 22nd Street Parks, the northeast River Tower Park (and its festival), and Lowry Park which includes ZooTampa. And of course, Downtown is just a quick bus trip away.

Palma Ceia

A residential street in the Palma Ceia neighborhood of Tampa, FL
homes.com

This quiet residential neighborhood south of Hyde Park has the prime reputation of being one of the safest neighborhoods in Tampa. Add brick-lined streets, highly-rated schools, and green spaces like Lions Park and dog parks to the mix, and you have a place people with young children are quickly drawn to.

But Palma Ceia can be for big kids too, with the Palma Ceia Golf & Country Club on the north side and Bayshore Boulevard just to the east. You’ll also find a fair amount of local dining and café/bar options along Bay to Bay Boulevard and up and down MacDill Avenue. But compared to some other neighborhoods in and around the core of Tampa, Palma Ceia can be relatively quiet. Still, for those looking for a place with a bit of everything close by, Palma Ceia is just perfect. 

Davis Islands

Homes on the shore of Davis Islands, a part of Tampa, FL

Certainly one of Tampa’s most affluent neighborhoods, the attractive and genteel Davis Islands are surprisingly not out of reach if you are looking for an apartment to rent. Originally two small natural islands floating among the waters of Hillsborough Bay, the Davis Islands were developed through artificial expansion and now comprise a special enclave unto themselves, sitting right across the water from Hyde Park and minutes from Downtown. 

 

“The greater Tampa Bay area…is home to 5 million people, and the central Tampa-St. Petersburg-Clearwater area is the 18th largest metropolitan area in the US.”

 

All the amenities of a swanky neighborhood are here: waterfront homes and views of the surrounding area, parks, beaches, and trails, a quiet, close community, posh shopping, and a sampling of great dining centered around alluring and walkable Davis Islands Village. If you’ve got your sights set on the height of comfortable, quiet living, Davis Islands may be just what you’re looking for.

The Tampa Bay Area extends for miles along the western Florida coast and includes many more desirable towns and communities that may fit in perfectly with your plans. But if you want to be near the center of all the best things that Tampa offers, the neighborhoods above are a great place to start. 

How Much Does it Cost To Move to Florida in 2023?

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Once again, Florida is the number one state people are moving to, and according to the U.S. Census Bureau, Florida is the fastest growing state in the nation, sporting a population increase of nearly 2% between 2021 and 2022. As the third most populous state, that additional 2% brought the population up to 22,244,823  — that’s a lot! 

How much does it cost to move to Florida? If you’re planning to join the ranks of people moving to Florida, you’ll want to know what it’s going to cost you. Every move is unique, but it’s definitely possible to get a good idea of what expenses to expect. 

Below are average moving costs based on thousands of moves booked through HireAHelper and their affiliates.*

Florida Moving Costs in 2023

Avg. Cost of a Florida Move (Labor-only) – $391
Avg. Cost of a Florida Move w/ Transportation (Movers + Truck) – $911
Avg. Cost of a Long-Distance Move w/ FL Destination – ~$923-$8,050

 

Avg. Time and Distance of a Florida Move – 3.3 Hours
Avg. Distance of a Florida Move – 33 Miles

The time spent on a move that features an origin, destination, or both within Florida is 3.3 hours, while the average distance traveled is just over 30 miles. (Most moves are local.)

The average cost of a long-distance (or cross-country) move to Florida is roughly between $923 and $8,050 according to PODS. (This is actually an estimate using New York as a starting location with various final destinations in Florida.) The truth is that long-distance moving estimates can vary widely — much more than estimates for local moves.

Your final price will depend on factors such as:

If the idea of a fully DIY move is daunting, but the price tag for hiring full-service movers is out of your range, then you might want to try a consumer-first moving service that hunts down the absolute best value in your area, provides customer service, and manages the whole move for you.

Moving marketplace companies will try to get you the best prices available, as opposed to a single moving company trying to sell you on their most expensive services. For example, MovingPlace offers a hybrid moving service where you load, they haul, and you save money in the process. (They can even take care of shipping your car!)

Moving far away?

Do it cheaper.

 

MovingPlace can save up to 40% compared to traditional interstate moving companies. Click here to learn how.

How Do These Figures Compare to Other States?

$5 less, on avg.

The average cost of labor services for a Florida move is $5 less than the national average. (Across all move types and services, it costs an average of $396 to move locally anywhere within the country.)

The national average timeframe for moving is three hours (about twenty minutes shorter than an average Florida move), and items are transported an average of 74 miles (41 miles farther than the average Florida move). The specific moving services you use will make a difference, though.

The Current State of Moving to Florida in 2023

miami

When it comes to moving, these last few years have been pretty wild, to say the least.

Unsurprisingly, the pandemic played a large part in the reasons people chose to move, in general . In 2020, some were forced to find more affordable living arrangements, while others chose to move closer to family. In 2021, remote work and the desire to buy and sell homes in affordable markets influenced moves. It follows that in 2022, many cited “delayed plans” for their reason to move, as they were finally freed up to make the moves they had planned months or years earlier. 

In 2023, economics and quality of life seem to be the main drivers for relocations. Americans are moving away from cities and states with inclement weather, high crime, and higher costs of living and into those with lower tax rates, better housing markets, and warmer weather. According to PODS data, the southern states are the most popular destinations, accounting for 17 out of the top 20 spots on their list of the most moved-to cities. (Three Florida cities made it into their top five!)

This lines up with HireAHelper’s own migration report as well, which found Florida to be the state with the most move-ins (by volume) last year.

While the cost of living in Florida may not be the absolute lowest, it’s still more affordable than 40 percent of U.S. states, coming in at less than 3 points above the national average. And when it comes to state taxes, Floridians have it made in the shade. And those who plan on retiring in Florida will be happy to hear that (once again) it’s been rated the best state to retire in. 

Key 2023 Florida Moving Stats

Whether you opt for rental trucks or portable containers, there are multiple moving options available to you, and each one comes with its own pros and cons — including the price tag!

Avg. Cost of All Labor-only Moving Services

Transportation Type Avg. Labor-Only
Container $440
Truck $480

Avg. Cost of Labor-only Moving Services in Florida by Type

Hiring labor-only saves people money, but which end of the move you hire for statistically makes a difference! The average cost of moving services by job type compared to the U.S. average is as follows:

Moving Service U.S. Average FL Average
Full move w/ both loading and unloading booked together $573 $469
Moves with only unloading help $343 $329
Moves with only loading help $396 $365
On-site help only $309 $319

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Which Cities in Florida Are Growing and Shrinking?

 

Florida City With the Greatest Population Increase** 

Petersburg, FL (+57%)

Home to award-winning gulf coast beaches, a vibrant nightlife, and renowned museums, St. Petersburg is a primo destination located within Tampa Bay. Located just south of famous Clearwater Beach and west of Tampa, residents have access to all this tri-city area has to offer.

Florida City With the Greatest Population Loss** 

Delray Beach, FL (-31%)

Despite the population loss, Delray is still dubbed the “enchanting village by the sea,” with a gorgeous beach and a charming downtown. Here you’ll find unique boutiques and a myriad of restaurants, art galleries, and bars.

**Population change over the last 12 months

Which Cities in Florida Are the Most Affordable?

Here’s a closer look at six of the most affordable cities in Florida and how their average household incomes and home values compare to the state averages*.

Most Affordable Florida Cities (by Median Home Value and Household Income)

City Zillow Home Value Median Household Income  Home Value to Household Income
(Ratio)
Jacksonville $298,897 $58,263 100:19
Tallahassee $269,713 $49,077 100:18
Lakeland $288,194 $52,972 100:18
Palm Bay $307,952 $55,963 100:18
St. Petersburg $357,690 $64,375 100:17
Gainesville $288,260 $40,937 100:14
Florida Avg. $385,157 $69,021 100:18
*Sources: Average home values are based on Zillow data and median household incomes are based on U.S. Census data (expressed in 2021 dollars) available as of last reported (June 2022).

 

florida everglades

Cost of Moving WITHIN Florida

Moving costs for a local Florida move (within 50 miles) tend to be less variable than long-distance moving costs.

The data repeatedly shows that you can expect to pay roughly $270–$625 for moving labor during a local Florida move. The factor that will most impact your estimate is which Florida city you’re leaving. (This is because the average cost of moving labor for some Florida cities is substantially more than others.)

 

Least Expensive Origin Cities for Moves Within Florida (Avg. for local move)

City Average Move Cost

(Labor-only)
Delray Beach $268
Boynton Beach $289
Wesley Chapel $322
Ormond Beach $322
Boca Raton $326

 

Most Expensive Origin Cities for Moves Within Florida (Avg. for local move)

City Average Move Cost

(Labor-only)
Gainesville $624
Tallahassee $547
Winter Garden $546
Sarasota $516
Palm Coast $500

What Are Florida’s 2023 Tax Rates?

When planning for the cost of moving to Florida, it’s important to think beyond expenses like movers and packing supplies. Local taxes are an ongoing expense, which is important to consider before making the move.

Fortunately for anyone considering a move to the Sunshine State, taxes are quite low in Florida. If you’re moving from a state with a heavier tax burden, you’ll probably find that your paycheck will stretch further in Florida and it suddenly won’t be so hard to put away a little for savings.

Sales taxes in Florida include:

  • Florida income tax rate: 0% (There are no income taxes in FL)
  • Florida sales tax rate: 6% 
  • Average local sales tax rate: 1.05%
  • Florida gasoline tax rate: 32.22¢
  • Florida cigarette tax rate: $1.34 (per 20-pack)

If you’re considering moving to Florida, be sure to compare the cost of living in your new city to your current city. Even if you’re moving for a job that requires you to work in one of the state’s larger, more expensive metros, you don’t necessarily have to live there. There are plenty of affordable Florida suburbs that offer a great quality of living with proximity to big-city amenities.

*Unless otherwise indicated, the previous statistics are based on thousands of moves carried out by the halfway point of 2023. These data points are calculations of average and median costs of “labor-only” and/or “Mover + Truck” moving services booked through HireAHelper.com, as well as “Long Distance Move” moving services from MovingPlace.com, and may also include additional related moving data from industry partners and affiliates collected between 2022 and 2023.
Illustrations by Naomi Ann Clarke

The Ultimate Moving Guide for Snowbirds

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Living along the East Coast is great during the warmer months of the year. But who enjoys shoveling snow from their driveways, scraping ice off their windshields, and staying inside with stuffy, dry heat? Snowbirds don’t.

What exactly is a snowbird? Anyone who migrates away from cold climates and rides out the winter in a place that’s much milder is the classic definition of a snowbird. States like Arizona, Texas and Florida are all popular snowbird destinations, since their climates rarely – if ever – reach freezing, even during the cold months.

If this lifestyle sounds appealing, you might consider becoming a snowbird yourself. But before you do, you should know the following stuff.

Who is “snowbirding” right for? 

snowbird

Typically, people think of snowbirds as retired or elderly people. And they tend to be just that; the average age of a Florida snowbird is 70 years old.

It makes sense; winter chores that involve shoveling snow and walking across ice can be more dangerous for older folks. Plus, the cold and snow make it harder to get out and keep up with necessary active habits, like walking. 

But you don’t have to be a senior citizen to be a snowbird! Just about anyone who wants to wear shorts or keep a tan all year can do it. That is, as long as their lifestyle and financial situation allow it.

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What to consider before becoming a snowbird

One of the biggest considerations when deciding whether to become a snowbird is finances. No surprise, but it can be expensive to travel back and forth between two locations every year, potentially paying rent or mortgage on two homes. 

How much money do I really need to become a snowbird?

Snowbirds are usually high-income retirees who bring in at least $75,000 per year. If you’re still in the early-ish years of your career, experts recommend planning and saving extra for the snowbird lifestyle sooner rather than later.

 

“If you’re new to snowbirding, it may be a good idea to rent for the first couple of years.”

 

Aside from the financial aspects, you’ll also want to consider the general lifestyle you want to live. Many people think of snowbirding as a vacation… but it’s not! You’ll be living in your second home for several months out of the year; things you enjoy on vacation may not be what you want out of your day-to-day life. And of course, if you’re still working, your schedule needs to allow for flexible and remote work options.

What about living in an RV?

If you’re planning to live in an RV as a snowbird, you’ll need to factor in vehicle maintenance, gas, and the cost of a site. Some parks and resorts offer deals for long-term stays, so it’s important to check around for deals before settling on a spot.

Protip: Remember, people also tend to generally socialize and eat out more when snowbirding, so factor that into your portable lifestyle budgeting! 

Renting vs. buying a second home

A big question when getting ready to begin the snowbird lifestyle is whether you should rent or buy your second home. There is no one right answer — it will depend on several factors.

If you’re new to snowbirding, it may be a good idea to rent for the first couple of years. That way, you don’t lock yourself into a property in a location that you may not end up liking that much. Renting is also a good idea if the market is not buyer friendly, or you’re unsure about upkeep costs.

 

“Depending on your tax situation, it may make more financial sense to claim residency in your snowbird state instead of back home.”

 

On the other hand, it might make sense to buy a property if you’re definitely set on a certain location and you can afford it. Your second home should double as an investment property and an asset to leave to your heirs. Just keep in mind that you’ll be responsible for more than just the rent!

At the broadest level, there will typically be expenses second home expenses such as:

  • Interest
  • Property taxes
  • Homeowners Insurance
  • Repairs/maintenance

All this stuff generally equates to about 1% of a home’s value annually. 

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Am I ready to maintain two properties?

Whether you decide to rent or buy, you’re still going to spend the time and energy upkeeping two properties. This will mean keeping track of:

  • Two sets of bills
  • Cleaning
  • Investing in maintenance and renovations
  • Landscaping
  • Possibly “winterizing” 

You might also need to spend extra money on hiring a housekeeper, gardener, handyman, etc. to help you keep up. To help pay for all this, people often list their properties on Airbnb or VRBO when they’re out of town to offset the costs of maintenance. 

How do you balance friends and family?

retirement friends

Somewhat surprisingly, one of the biggest challenges snowbirds report facing is maintaining relationships; it makes sense, given you’re gone half the year!

For example, you might want to spend Thanksgiving or Christmas at the beach in Florida, while your kids may be celebrating at home in Maine. You can’t always call up your friends for impromptu cocktails, and will probably have to lean on pre-scheduling for most of your get-togethers. Whatever you do, just don’t overlook this huge change in your social life.

What other things am I forgetting?

Choosing your snowbird destination and how much time you’ll stay there mostly depends on your finances and preferred lifestyle. But you should also think about the reality of your chosen destination!

For example, some areas in the east and south are prone to hurricanes, and you might be required to purchase flood insurance. Yes, you may love the beach, but you need to account for what major expenses could come your way if your property is severely damaged in a storm. 

And don’t forget about the tax rate in the state you claim as your second residency.

Depending on your tax situation, it may make more financial sense to claim residency in your snowbird state instead of back home. Popular snowbird states such as Florida, Texas, and Nevada don’t charge income taxes, whereas other states such as California, New York, and New Jersey have high taxes. Just be sure to find out the rules surrounding how many days you need to spend in that state to be considered a resident.

How To Prep for Your Snowbird Migration

snowbird

Preparing to move to your temporary home is typically less involved than making a one-time move to a new destination. You’ll have less to pack, so the process should require less time and money spent on professional movers. Still, there are crucial preparations to be made. 

How to set up a home to sit vacantly

Before leaving, it’s important to close up your home so it can stay safely vacant while you’re away. Here are things to consider:

Second Home Checklist:

  • Have mail forwarded (here’s a good guide)
  • Set up online bill pay
  • Set the thermostat between 55-60 degrees so pipes don’t freeze
  • Shut off the water
  • Unplug major appliances to save on energy
  • Test smoke alarms
  • Lock all doors and windows
  • Set some lights on a timer
  • Install guard on the chimney
  • Clean out gutters
  • Put outdoor furniture and decorations in storage
  • Install a camera or home security system
  • Let your neighbors know you’re leaving
  • Hire a gardener
  • Hire a snow removal company, if needed

Preparing for a short-term move

When it comes to moving short-term, start by thinking about what types of professional services you’ll need.

If this is your first time visiting the destination, you may need to ship some items like furniture and appliances. Shipping costs can vary widely, depending on the size, weight, and destination.

Shipping a moving container in the U.S. costs an average of $3,000, while international shipping costs can range between about $1,400 and $6,900.

Subsequent trips might only require a U-Haul, or maybe just your personal vehicle. Here’s a guide to help with rental truck comparisons.

Cleaning

When you pack, try to clean as you go. The unpacking process will go much smoother at your new place if you can put dishes directly into the cupboards and load up bookshelves without having to stop and dust first.

Need help? Here’s a guide for cleaning your place based on the season.

Going between places is also a great time to downsize! And it’s easy; while going through your belongings and deciding what to pack, simply set aside items that you don’t use or don’t need. Donate anything that’s in good condition and toss the rest (you may need to schedule a bulk trash pickup with your local service). You’ll start your snowbird lifestyle clutter-free, as well as make room for the new things you pick up as you travel.

Snowbird packing essentials

snowbird packing

Every time you make the transition between homes, it’s important to ensure you have certain essentials with you. Be sure to bring the following:

  • The correct important documents: You’ll need identification, such as your driver’s license and passport, copies of your insurance policies (e.g., health, auto, and insurance for both homes), as well as important medical information like paper copies of prescriptions. 
  • Medications: Speaking of prescriptions, it’s important to stock up on medications before leaving town. Have enough to last through the trip, plus extra in case you get delayed. Make sure you have pharmacies established near both homes. Finally, don’t forget to carry a basic first aid kit when traveling between homes (e.g., bandages, gauze, antibiotic ointment).
  • Appropriate clothing: Keep in mind that you’ll need to pack for the weather you’re moving to, not what you’re moving from. Of course, you might keep a few things at each location, but be sure you have boots and a winter coat when traveling north and lightweight items with sun protection when heading south.
  • Tech and gadgets: Bring along your most used tech items (e.g., tablet, laptop, phone, etc.) and all the associated accessories (e.g., chargers, wall plugs, portable batteries, etc.).
  • Creature comforts: Is there a brand of coffee you can’t live without and can only get from that one café at home? Is your dog obsessed with a certain squeaky toy? Don’t forget to pack the things that make your two houses feel like home!

Think critically about what to bring vs. what to buy or rent 

While it’s nice to have a double set of everything you own, it might not make financial sense to buy a whole house’s worth of stuff twice (at least, not right away).

Think about what items are key and which ones you can do without or rent/borrow when you’re at your snowbird location. As you spend more time there, you inevitably gather more of the items it turns out you really need.

When it comes to important paperwork, such as birth certificates, Social Security cards, etc., it’s best not to travel with the original copies. Keep those in a fire-proof safe or deposit box at a bank, and make copies to keep inside your second home. 

Vehicle transportation

snowbird drivingMost snowbirds drive their vehicle back and forth between their two homes, or drive a second vehicle south to keep at their winter destination. Keep in mind that this can involve multi-day trips, with hotel, gas, and food stops along the way. Look for hotel discounts or places that include breakfast to save money.

If you choose to ship your vehicle instead, be sure to budget for the cost.

The average cost to ship a car is around $2.00 per mile for short moves of less than 200 miles, according to Forbes. The price drops to $0.58 per mile for long-distance moves of 1,500 miles or more.

Securing valuables

safe deposit box

When it comes to valuables like expensive jewelry or art, again, it’s best not to travel back and forth with them. At the same time, you want to be sure that wherever you do leave these items, they’re safe while you’re gone. (The last thing you want is to stress about what would happen if someone broke in or a pipe burst.)

Your best bet for storing important or valuable items is a safe deposit box. This will ensure that your belongings aren’t susceptible to theft or damage. The second-best option is a secure and well-hidden safe that’s attached to the wall or floor. Again, installing a security system plus having neighbors keep an eye on your place can provide extra peace of mind.

International moving considerations

If you are moving internationally, you’ll also want to consider factors such as the exchange rate, the cost of living, travel prices, and more. For example, your dollar may go much further in a destination overseas, but if the plane tickets are expensive, it may not make financial sense to fly back and forth twice a year.

Also, consider the local language. If the last time you spoke Spanish or Portuguese was your Sophomore year of high school, you may need to brush up on your skills so you can communicate effectively in your new destination. Some countries also have rules around how long you can stay in town, and you might need to apply for a special visa to stay for several months.

Top Snowbird Destinations

retirement

Not sure where to claim “Home No. 2” yet? Here are some of the best snowbird destinations in the U.S. based on weather, cost of living, and available activities.

Scottsdale, AZ

If you prefer a snowbird home in the Southwest, one solid option is Scottsdale, Arizona. This city in the Sonoran Desert stays dry year round, though it can get a bit cooler in the winter. The coldest month is December, with temperatures ranging between the mid-60s in the day and mid-40s at night, on average. It’s a great destination for wine lovers, with many vineyards surrounding the city. 

Fort Myers, FL

If you prefer a warmer and wetter environment, consider Fort Myers, Florida. Here, temperatures sink to a high of 74°F and low of 55°F during the coldest month of January. This is a great city for active people, with plenty of swimming, fishing, and cycling. (Please keep in mind that recent hurricanes have altered the economics in Fort Myers, so it’s imperative that you do your research.)

Charleston, SC

Those who appreciate a mix of culture and nature will love living in Charleston, South Carolina. It’s home to many historical sites and trendy restaurants, as well as surrounding beaches and islands. The weather rarely dips below the 40s even in the midst of winter, so you can enjoy the outdoors year-round.

Galveston, TX

Home to “winter Texans,” as they’re affectionately known, Galveston is another excellent destination during colder months. It’s a charming city with Victorian architecture, golfing, and horse trails, yet is close to major cities like Houston if you want to change things up with a more Urban experience. Its coldest month is typically January, when the lows hit about 49°F, on average.

Las Vegas, NV

If you’re looking for a city with lots of activities and plenty of nightlife, Las Vegas is without a doubt your top destination. Along the strip, casinos go all out with winter decorations, but the daytime temperature hovers in the 50s, so you won’t feel the need to stay couped up indoors. You’ll also be able to attend many concerts and live events, as well as find award-winning dining and world-class shopping.  

Mexico

This list would not be complete without mentioning that Mexico is an ideal place to live seasonally. Home to places like Puerto Peñasco (otherwise known as “Rocky Point”) and Nuevo Vallarta in Jalisco, Mexico is forever a beautiful and temperate destination. (Ensenada in Baja California and Quintana Roo are also highly recommended places to wait out the cold season.)

Clearwater, Florida Real Estate Guide 2022: Neighborhood by Neighborhood

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When my family and I moved to Clearwater, Florida as a teenager after having grown up in Los Angeles, I thought my life was over.

I vowed that as soon as I had the chance, I would move back to California. But more than 20 years later, welp, I’m still here. It turns out, Tampa Bay has become an impressive metropolitan center in its own right; it has an affordable housing market, reasonable cost of living, and white sugar sand beaches to boot. I mean, who wouldn’t want to live here?

With the current pandemic moving frenzy, many are eager to relocate to the Tampa area. If that includes you, this guide is probably just what you’re looking for. Here’s an overview of some of the best Clearwater neighborhoods to choose from and some tips on how to snag the perfect-for-you house in this ultra-hot market.

Where Exactly Is “Clearwater”?

clearwater tampa
Downtown Tampa Bay

Clearwater is a city in Florida located on the Gulf Coast of Central Florida, and it’s known as part of the Tampa–St. Petersburg–Clearwater metropolitan area, which occupies a sprawling 2,554 square miles and contains a population of 3 million people and growing.

Should you move to Clearwater?

This area is growing for a reason. Each of the trio of cities (i.e., Tampa Bay, St. Petersburg, Clearwater) have their own distinct personality. With the #1-rated white-sand beaches in the country, the Clearwater area is best described as spring break heaven. Indeed, living in Clearwater is kind of like being on vacation all year long. (Plus there’s the added benefit of residing in a major metroplex without feeling lost or overwhelmed in urban sprawl.)

 

“…to New Yorkers, Californians and other folks hailing from states with much higher home price tags, Clearwater real estate is a really amazing deal.”

 

But it’s not just a tourist’s paradise! Tampa Bay is also a great place to live and do business. Tampa was just named the fifth-best city for real estate investors by PwC and the Urban Land Institute, and the number-four city in the U.S. for net inflow of residents in 2021 by Redfin. With $13 billion being invested in massive development projects in the area, especially along Tampa’s waterfront, the city is well-poised to become one of the South’s preeminent cities in the twenty-first century.

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An Overview of the Clearwater, Florida Real Estate Market in 2022

According to Redfin, as of March 2022: 
  • Clearwater home prices were up 43.4% over last year, with a median price of $344K
  • Homes in Clearwater stay on the market an average of 11 days, compared to 25 days the previous year
  • “Hot” Clearwater homes can go pending in about 4 days and sell for about 3% above list price

To learn more about the current Clearwater real estate market and get some expert insights on the best neighborhoods, I reached out to a longtime friend, Matt Sharp, who’s been a realtor in Clearwater for 18 years (crazy how time flies!). (He’s also a screenwriter with a feature film in the works.)

matt sharpe realtor
Matt Sharp

When I asked Matt about how the Clearwater real estate market is going, he confirmed that it’s about as crazy as I suspected after having seen my friends scramble desperately over the past couple of years to buy homes here. He remarked the only other time he’s seen the market this hot was during the 2006–2008 real estate boom.

To Floridians, today’s home values seem daunting. But, as Matt explains, to New Yorkers, Californians and other folks hailing from states with much higher home price tags, Clearwater real estate is a really amazing deal. Combine that with year-round sunshine, no state income tax, plentiful golf courses, and a thriving economy, it’s no wonder everyone is flocking to Tampa Bay. Plus, given the cultural influx of remote workers, many Californians and New Yorkers don’t even have to give up their higher-paying jobs to move here.

In fact, Matt says he’s seeing homes snatched up even faster than what Redfin is reporting: “You blink and they’re gone. If it’s priced appropriately and in decent shape, it will be off the market within 24 hours with the bidding price well above asking.” But don’t get discouraged. Matt says as long as you’re prepared to act fast, it really is possible to land yourself a home you love in Clearwater.

More Clearwater, Fl real estate facts

  • According to Realtor.com, the median listing home price is $330K and the median listing home price/sq ft is $244
  • Clearwater has a total area of 39.2 square miles, 25.6 of which is land and 13.7 percent of which comprises beautiful blue-green waters
  • As of the 2020 Census, the population is 117,292, the 17th largest city in Florida
  • As of the moment of publication, there are 928 homes for sale, ranging from $6,500 (those would be one of the area’s many mobile and manufactured homes) to $25.9M

Best Neighborhoods in Clearwater, Florida: 2022 Real Estate Guide

Here’s a neighborhood-by-neighborhood guide to the greater Clearwater area.

Clearwater Beach 

clearwater florida beach

Median home price: $725K (Realtor.com)

We may as well start with Clearwater’s crown jewel — world-famous Clearwater Beach. Across the Intracoastal Highway and accessible by the Clearwater Memorial Causeway, this barrier island boasts two-and-a-half miles of white silky-smooth beaches.

Clearwater Beach draws 5 million visitors a year. The beaches ranked as America’s number one beach in 2016, 2018, and 2019, and number six for World’s Top Beaches in 2019 by Tripadvisor. (Fun fact: Clearwater Beach is also the home of former pro wrestler and TV personality Hulk Hogan, whom I occasionally run into at the grocery store — nice guy.)

Over the years, Clearwater Beach has morphed from a laid-back beach town into a highly developed tourist destination offering a number of towering (read: sun-blocking) resorts, yacht clubs, family-friendly attractions, restaurants, and bars. “It’s mostly occupied by condos, the majority of which are purchased by snowbirds and out-of-towners,” Matt explained. 

I feel that it’s only fair to warn you that causeway traffic is very real — especially during Spring Break. However, my Clearwater Beach friends assure me it’s well worth the trade-off for their waterfront views.

Mandalay

mandalay florida
neighborhoods.com

Price range: $850,000 to $5.5M

Located in the northern part of Clearwater Beach, Mandalay mostly features modest and mid-sized houses. Your choices range from historic 1930s-built, character-rich homes to brand new construction. The neighborhood is quiet and peaceful, and the beach is just a quick walk (or golf-cart drive) away.

Island Estates

island estates florida
mypriveisland.com

Price range: High-$700,000s up to $7M

If you’re after waterfront property, Island Estates is your go-to neighborhood, with most of its homes lying along the Mandalay Channel or the Pope Channel. Featuring condominiums and mid-size to large single-family homes, the area attracts a mix of families and retirees. The area is also conveniently located next to the Island Estates Yacht Club, the upscale, waterfront Island Way Grill, and the world-renown Clearwater Marine Aquarium (most famous for being the erstwhile home of Winter the Dolphin, who sadly passed on late last year).

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Sand Key

sand key
sandbarstosunsets.com/

Price range: Mid-$500,000s to as high as $5.5M 

Sand Key lies just south of Clearwater Beach over the Sand Key Bridge on the border between Clearwater Beach and upscale Belleair Beach. Sand Key could probably be nicknamed “Low Key” for its laid-back feel. Fewer resorts and condos populate this section of town, which means noticeably less traffic. Most of the homes are mid-size vacation homes, dating back as early as the 1970s. The community boasts access to outdoor amenities such as Sand Key Park, Sand Key Beach, and Abu Seba Beach.

Its residents are also fortunate to enjoy close proximity to the award-winning Columbia restaurant — a Mediterranean-style beauty once named one of the 100 Most Scenic Restaurants in America by OpenTable thanks to its breathtaking views of the Intracoastal Waterway.

Presidential Neighborhood 

presidential neighborhood
redfin.com

Price range: $400,000s to the mid-$700,000s

The Presidential Neighborhood — so-called for its streets named after American Presidents like Jefferson and Madison — offers quaint historic charm only minutes from Downtown Clearwater. If you’re looking for older but still well-maintained homes from the 1930s and 1940s with lots of character, this neighborhood is for you. It’s also as family-friendly as you can get; it’s not uncommon to see children playing outside in the streets, and Halloween is a big deal. It’s our go-to spot for trick-or-treating every year, anyway.

Harbor Oaks 

harbor oaks florida
zillow.com

Price range: $6.5M to $18M

Located just south of Downtown Clearwater and stretching along the Intracoastal Waterway, Harbor Oaks is an upscale neighborhood containing mid-size homes, larger homes, and luxury estates dating all the way back to 1915. With its historic character, Harbor Oaks reminds me of the Presidential Neighborhood, but the homes are more widely spaced out and larger (square footage averages 2,500, and garage apartment additions are common). Lush greenery, waterfront views, and quaint, covered Magnolia Drive Pier makes the neighborhood ultra-strollable.

Coachman Ridge

coachman ridge
zillow.com

Price range: $550,000 to $650,000

Coachman Ridge is one of the most popular neighborhoods among my family-minded friends, and Matt agrees; it’s the place to be for families for its insulated, community-oriented feel. The neighborhood often hosts block parties and neighborhood-wide yard sales, and on an ordinary day, you can catch children playing in the wide streets.  “Yard sizes are also decent here — not massive, but bigger than the ones you’ll find in brand new developments,” Matt added.

Keep in mind as well that as the subdivision was built in the 1980s, so many homes need updating. You’ll likely need to make sure you have some room in your budget for renovations if you pick a Coachman Ridge home. 

Coachman Lake Estates

coachman lakes florida
thelegendsofrealestate.com

Price range: $850,000 to $900,000

Located just north of Coachman Ridge, Coachman Lake Estates is one of Clearwater’s “best-kept secrets,” according to Matt. It’s so well kept that I hadn’t even heard of it myself. Matt says it’s an ideal neighborhood if you’re looking for a very big house (2,700–4,500 square feet) and lots of land — lot sizes tend to measure an acre or more. The homes also offer distinctive character; no cookie-cutter neighborhood here.

Old Clearwater Bay

old clearwater bay
bringfido.com

Price range: Mid-$200,000s to $2.5 million

Stretching along Old Clearwater Bay off Fort Harrison Road between Dunedin and Downtown Clearwater, this strip of land is narrow but densely packed with a mix of luxurious waterfront estates, vacation homes, and modestly sized bungalows dating back to the 1930s and 1940s. The older homes and pre-1960s mom-and-pop commercial properties lend the area some historic charm, but the up-and-coming area is definitely in the earlier stages of coming up. Because of the smaller house sizes (not counting the waterfront properties), residents tend to skew younger and are typically single.

Countryside

countryside florida mall
urw.com

Price range: Mid-$400,000s to over $1M

Built largely during the massive 1980s Pinellas County population explosion, Countryside occupies the northern part of Clearwater. But it’s home to a number of neighborhoods and subdivisions of its own. This area contains a mix of condos, townhomes, and single-family homes. Many houses have their own unique character and can range from mid-size to larger, from around 2,200 square feet to 3,600 square feet.

Countryside attracts a lot of affluent families (Countryside High School is nicknamed “Country Club High School” and some of its students have been known to sport luxury vehicles). The private Countryside Country Club offers golf, swimming, and tennis. Countryside residents also enjoy close proximity to Countryside Mall, which boasts a movie theater, an ice skating rink, popular chain restaurants such as P.F. Changs and the Cheesecake Factory, and the only Whole Foods (!) in Pinellas County. 

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Greenbriar

greenbriar florida
cbhomes.com

Price range: Mid-$200,000s to around $500,000

On a budget or just starting a family? Greenbriar is one of the more modestly priced neighborhoods on our list. First built in the 1960s, the neighborhood is made up of post-WWII tract homes as well as 55+ condos. With smaller homes — mostly 2-bed 2-bath and an occasional 3-bed 2-bath — Greenbriar is popular with younger families. Tucked away from the hustle and bustle, Greenbriar is a quiet, serene neighborhood, but it’s only a short drive to outdoor recreation, entertainment, and dining options including Countryside Mall, Caladesi Island State Park, and the On Top of the World Golf Course.

By the way, Greenbriar is a deed-restricted community with HOA fees, but residents have access to Greenbriar’s community center with a pool, game area, pool table, and fitness center.

Seville

florida seville

Price range: Mid-$100,000s to the mid-$200,000s for condominiums

Rental prices: $1,500 to $3,000 per month 

Not quite ready to buy a house, or need more time to look? The condominiums and apartment homes of Seville might be right for you. Centrally located within Clearwater and right off US-19, Seville offers easy access to the rest of Tampa Bay. The neighborhood is adjacent to Clearwater Mall, a sprawling outdoor shopping center that includes Costco, Super Target, Ross and others, plus a number of chain restaurants. But with Seville’s communities tucked away behind dense greenery and overlooking Tampa Bay, you’d never know you were so close to all that big-city commotion.

My favorite spot near Seville is Bayside Arbors, a waterfront luxury apartment community nestled among 40 acres of majestic oaks, where you can watch dolphins play in the bay from its Mediterranean-inspired community center. 

Florida Neighborhoods Close to (But Not Technically) Clearwater 

Pinellas County is home to 24 incorporated municipalities, many just a hop, skip, and jump away from Clearwater. Here are a few adjacent and nearby towns to explore during your Clearwater house hunt.

Dunedin

dunedin florida
visitstpeteclearwater.com

Medium home price: $425K (Realtor.com)

Located just north of Clearwater along the Gulf Coast, Dunedin offers beautiful views of St. Joseph Sound. It’s also home to Caladesi Island State Park, Honeymoon Island State Park, and Dunedin Causeway beach. Dunedin’s vibrant, artsy downtown boasts a variety of galleries, restaurants, and bars, and there always seems to be some festival or other going on down there. Dunedin’s wide array of properties include condos, small family homes, and historic waterfront estates.

Palm Harbor 

palm harbor florida
loopnet.com

Median home price: $359K (Realtor.com)

Palm Harbor lies just north of Dunedin, about 15 minutes from Clearwater proper. Its got a low crime rate and great schools — some of the highest rated in Pinellas County. “In Palm Harbor, you can enjoy somewhat of a small-town feel while still being able to easily access the rest of Pinellas County through US 19,” Matt said. Much of Palm Harbor was built in the 1980s, so cosmetic updates may be needed if you choose to buy a home here.

The median home price in Palm Harbor is just slightly above Clearwater, hovering at $359,000. But prices can vary from anywhere in the mid-$200,000s to the mid-$700,000s, with the occasional multimillion-dollar outlier.

Safety Harbor

safety harbor florida
loopnet.com

Median home price: $485K (Realtor.com)

Lying just east of Clearwater along Tampa Bay, Safety Harbor draws a lot of Clearwater residents to its bustling downtown, which like Dunedin, offers quaint small-town vibes, and eclectic restaurants, bars, and shopping. Properties vary substantially from the modestly sized, older homes that were literally built by hand in the 1920s, to large suburban homes constructed during the massive Pinellas County population boom in the 1980s.

If you’re interested in moving to the Tampa Bay area, Clearwater is a not-so-hidden gem and an ideal spot to call home. And for everything it offers, it’s also a surprisingly affordable city (at least for the time being).

The word on Clearwater appears to be getting out, so I recommend you grab yourself a spot in the sun sooner rather than later. Good luck in your search!

2021 Study: Where Americans Moved To Retire in 2021

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Key Findings

  • Only 226,000 Americans moved to retire in 2021, the lowest number in seven years
  • Nearly half (47%) of Americans who moved after retiring this year went to a different state, compared to just 16% of all people moving
  • Early retirees (i.e., those younger than 65) were even more likely to leave their state (64%)
  • Tennessee (13%)—the state with one of the lowest tax burdens in the U.S.—is 2021’s top destination state for Americans retiring outside their home state
  • About 7% of Americans relocating for retirement in 2021 went to Pittsburgh, PA, more than any other city
  • Early retirees accounted for 40% of those moving for retirement in 2021
  • Retirees of color make up just 12% of those moving for retirement, as 88% of retirement movers are white Americans

 

According to recent estimates, COVID forced up to 3 million Americans to retire earlier than planned. This development pushed the percentage of people aged 55 and over who are retired to 50%, which is 2% higher than it was before the pandemic.

All things being equal, this means we’d expect to see a spike in the number of people who moved for retirement, but that didn’t happen. Quite to the contrary, the number of retirees who moved in 2021 dropped to 226,000—roughly 43% fewer than in the year previous. It’s also the lowest number of American retirees in the last five years!

More Retired, but Fewer Moved: The Decline in Retirement Moves in 2021

retirement moves

The trend for retirees this year is clear. But what are the causes? There could be a few plausible reasons for this discrepancy.

Why are fewer retirees moving?

1) COVID: It may seem like the pandemic is coming to an end, but it’s worth remembering that older Americans were the cohort hardest hit by the virus, with rates of infection, hospitalization, and death highest for folks over 65. It’s therefore conceivable that many would-be retirees had COVID, had to care for someone who had it or were otherwise affected by it. This may have undermined their willingness and ability to relocate. 

2) Housing market: After a turbulent 2020, to say that the housing market rebounded this year would be a huge understatement. Prices continue to climb at a record pace, especially in the desirable quiet, quaint, low-on-crime, high-on-sunshine neighborhoods retirees tend to seek out. Meaning, despite the fact that most retirees downsize, they may be getting priced out of places where they’d like to retire.

3) Lack of retirement savings: Many Americans lacked retirement savings due to having to spend them to sustain themselves or support their families even before the pandemic. This situation has arguably gotten worse in recent years, with one recent study finding that 14 million Americans stopped contributing to their pension plans.

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Most Stay Put, But Those that Go, Go Far: How American Retirees Moved in 2021

Despite dwindling numbers of retiring Americans deciding to relocate, those that do make that decision tend to travel a lot further than a typical person moving in 2021.

Americans moving for retirement were three times as likely to leave their state than of those moving for work, family, or any other reason (47% vs 16%).

This also constitutes a 10% increase on last year’s figures, where only 38% of people relocating for retirement decided to move out of their home state.

High Affordability, Low Taxes: Tennessee Top State Choice for Retirement Moves

Last year it was Virginia, this year it’s Tennessee; the Volunteer State was chosen by 13% of Americans moving out of state for retirement, the highest percentage of all U.S. states.

 

“Curiously enough, Tennessee was even more popular among early retirees. As many as one in five (20%) Americans under 65 who left their state for retirement moved to Tennessee.”

 

Tennessee is not only home to vibrant Nashville and Memphis, but is also the state with the lowest tax burden in the country, after Alaska. 

Meanwhile, Florida, the staple in any top destinations for retirement list, wasn’t that far off the top spot.11% of retirees who left their home state relocated to the Sunshine State in 2021. Pennsylvania (10%), North Carolina (10%), and South Carolina (9.4%) round off the top five.

Curiously enough, Tennessee was even more popular among early retirees. As many as one in five (20%) Americans under 65 who left their state for retirement moved to Tennessee.

Great Healthcare, Affordable Housing: Pittsburgh, PA Tops Retirement Destinations City List

pittsburgh

Technically speaking, areas outside cities and metropolitan areas were the most preferred destinations for retirees, as 26% of Americans who moved for retirement headed to smaller towns and cities far from urban areas.

The city attracting the highest percentage of retirees is in Pennsylvania, and it’s Pittsburgh. Once ranked as the best place to retire by Bankrate due to its low cost of living, excellent healthcare system, and a significant number of inhabitants being 65 or older, Pittsburgh was the top city destination of choice for 7% of all retirees in the U.S. in 2021

“An overwhelming majority of Americans moving for retirement in 2021 were white (88%); only 12% of those retiring and relocating were people of color.”

 

Three metropolitan areas from Tennessee also made the top 10. Kingsport-Bristol, TN-VA was the destination of choice for 3.9% of Americans relocating for retirement. A further 3.5% chose Nashville-Davidson-Murfreesboro , while 3% opted for Johnson City, TN.

Two Florida metros featured in the top 10 with Lakeland-Winter Haven, FL and Fort Myers-Cape Coral, FL representing the Sunshine State with roughly 3.5% of retirees moving to these metropolitan areas.

Worth noting that two of the most popular metropolitan areas to relocate for retirement were around Los Angeles and San Francisco in California.

Departing Delaware, Moving Out of Maryland: the States Retirees Were Most Likely to Leave

On the flip side, states which saw the highest percentage of retirees choosing to move out for retirement were Delaware and Maryland, where 22% of people moving to retire decided to leave. In Utah, which was top of our ranking last year had a share of 19% defectors.

Following them, a number of states, including Virginia and New Jersey, had 15% of their retirement moves headed outside the state.

Who Is Moving for Retirement in America: Retirement Moves by Demographic

In a year immediately following the pandemic, which cohorts of senior citizens were most and least likely to relocate for retirement?

Men (53%) are the majority among senior citizens relocating for retirement (47% are listed as women). Married couples accounted for 77% of retirement moves, while only 23% were single (which includes those divorced, widowed, and those never married).

An overwhelming majority of Americans moving for retirement in 2021 were white (88%); only 12% of those retiring and relocating were people of color.

Sources and Methodology
Unless otherwise stated, all the data behind the charts in this study was taken from the U.S. Census Bureau’s Current Population Survey and its Annual Social and Economic Supplements for 2021. 
To calculate the most moved-in and most moved-out states and cities, we took the percentage of all retirees in 2021 who moved or left a state or city. “Early retirees” was operationalized as any retiree younger than 65.  

The Stuff That’s Illegal To Bring Into Florida

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What visions fill your head when you think of moving to Florida? Endless sunshine and miles of white-sand beaches? The Miami nightlife? The backwoods wildlife?

For all the fun that may be on your mind, do remember that before living the spring break life, new residents may want to know what they’re getting into before moving to Florida. It turns out, Florida’s laws make it a pretty unique place. Here’s a rundown of many of the things Florida doesn’t allow you to bring into it.

Plants and Produce 

Here are the main plants you can’t bring into Florida:

  • Non-native aquatic plants or seeds
  • Citrus plants
  • Dogwood plants
  • Sugarcane
  • Noxious weeds
  • Any plant hosting boll weevils
  • Any plant hosting fruit flies

There are additional pests and types of agriculture to avoid as well, which you can read about on Florida’s Department of Agriculture website.

Why can’t I bring these plants in?

Florida’s citrus fruit industry is massive. 59% of the nation’s grapefruit groves, 70% of the country’s orange groves, and 57% of all citrus-growing acres in the U.S. are right here on the peninsula.

It should be no surprise, then, that the state operates a series of agriculture inspection stations – twenty-three of them, to be exact – where the authorities work 24/7/365 to keep plant pests and diseases from infiltrating and destroying their crops.

These inspection stations are located along the Georgia-Florida border and along highways leading from the panhandle into the peninsula. (There is only one inspection station in the actual panhandle, along I-10 near the Alabama border.) If you are driving a rental truck, you are required by law to stop for inspection. If you are in your own vehicle you are not required to stop.

florida fruit

If you happen to have a tangerine in your vehicle, no problem! Citrus fruits can be transported into Florida (though that would be like bringing a can of Budweiser to Germany). On the other hand, according to the Florida Department of Agriculture and Consumer Services: “It is unlawful to move into Florida any and all kinds of citrus trees and parts thereof except by a special permit from the Division Director.” In addition, no non-native aquatic plants or seeds may be imported into the state without a permit from the Florida Department of Environmental Protection (DEP).

While your tangerine gets a free pass, your Ficus tree does not. Household plants coming into Florida must be accompanied by a certificate of inspection. If your home state does not provide such certification, the state says you must be able to furnish the DEP with a Florida address where the plants will be located. This information will enable the department to conduct a follow-up inspection if deemed necessary.” So as long as you give Officer Friendly the information he or she needs, you and your Ficus should be allowed to continue on down the highway together.

To make sure what you are hauling is legal, check this page of the FDACS website. If you can’t get your answers online (or simply don’t have the time and patience to muddle through it all), you can always contact the Division of Plant Industry at 1-800-282-5153 or the Office of Agriculture Law Enforcement at (850) 922-6507. Or just stop and ask at the inspection station if you’re worried about what you’re carrying. It’s well worth the peace of mind.

Can I bring marijuana into Florida?

At the time of this writing, recreational marijuana use is strictly illegal in Florida. Penalties for possession vary, from four-digit fines, to 1-5 years of jail time. Growing marijuana in your home is also illegal in Florida. At present, some Florida lawmakers are pushing for the legalization of recreational marijuana use, though no legislative efforts seem likely before 2022.

Pets and Exotic Animals

You can bring most traditionally domesticated animals into Florida, but they need to be inspected in the first month. Plan to obtain a certificate of veterinary inspection within thirty days of moving your dog, cat or bird into the state.

If you have a cat, you have it easy in Florida—at least by the fact that there are few regulations for owning one. Rather than looking to the state, check with your local municipality for whatever laws pertain to your feline companion.

What are Florida’s dog laws?

Dogs, on the other hand, are kept on a shorter regulatory leash.

Florida state law requires vaccinations for no fewer than nine different diseases. One of them is Leptospirosis, a potentially-fatal disease that usually originates with smaller forms of wildlife or livestock, and is often transmitted via animal urine existing in ponds, puddles or streams. Heartworm disease can also be deadly, but is not on the vaccination list. Heartworms are most often transmitted by mosquitos that in Florida’s warm climate never quite go away. Foxes and coyotes are also known as occasional culprits.

(To that last point, letting your dog run wild in the woods can also lead to direct encounters with any of Florida’s many species of venomous snakes, Black bears usually run from dogs, but that’s not always the end of the story. Alligators simply eat your dog.)

 

“If you are driving a rental truck, you are required by law to stop for inspection.”

 

There are local laws for keeping your dog on a leash in public in Florida, to keep you, your dog, and those around you safe. As with other issues, check with your municipal or county authorities. Keeping your pup on a leash is an especially good idea in any city or town in Florida, where there are statewide statutes known as “strict liability” laws that cover dog bites. Even if your dachshund has never so much as nipped at someone, if he or she snaps, the state will hold you the owner responsible for the consequences of your bad dog’s behavior (though there may be mitigating circumstances).

What about other animals?

On the more exotic side, you may find it useful to know you can keep non-venomous, non-threatened snakes, reptiles and amphibians.

Exotic animals like gorillas, snow leopards and Komodo dragons are out of the question (at least without a proper permit, in case you’re inspired by a certain Tiger King). Please don’t take my word for it though, check what the Florida Fish and Wildlife Conservation Commission has to say.

Florida Guns & Weapons Laws

Florida may not have a gun-slinging, wild, wild west reputation, but that doesn’t mean they aren’t trying.

Despite not being an “open-carry” state, carrying a gun into Florida is perfectly legal, even if you don’t have a license. You only can’t have it sitting out in the open within easy reach. (You can, however, have it sitting in your unlocked glove compartment, or in a box with a lid.) Note that there are some restrictions, such as having to be older than 18 years old.

Please note: Other states you drive through have their own laws. Check them before you head for the highway packing heat.

Which weapons can I bring into Florida?

If you own a Florida Concealed Weapons and Firearms License (CWFL), almost anything goes. Some of the more common weapons Florida allows are:

  • Handguns
  • Knives
  • Brass knuckles
  • Tear gas
  • Tasers

There are, however, a number of places where carry is still restricted, such as government buildings, schools, and polling places.

No license is required in Florida for:

  • Pocket knives under four inches
  • Chemical spray containing less than two ounces of chemicals
  • Non-lethal stun guns

If you wish to apply for a CWFL, go here.

Please note: Only handguns are covered consistently state-wide. For all other weapons, local statutes may actually differ, so check. Also be aware that there is no open carry in Florida, except in a few limited circumstances. And while it is legal to own and keep a firearm or weapon in your residence, a private property owner (i.e., your landlord) can prohibit weapons on their property if they wish. Knowing violation can get you an armed trespass felony, so again, check what’s legal before finding out the hard way.

Here is a quick run-down of the most pertinent of Florida’s firearm/weapons laws. This resource goes into more detail about carrying with a permit.

Other important Florida laws

What a bummer it would be to cover all your firearms, citrus fruit and exotic animal bases only to be nailed for a silly little moving violation. To this point, here are a few things to keep in mind as you roll down the Floridian pavement.

Seat belts: They are required in the front seat of your vehicle, and are mandatory for everyone under 18 regardless where they are seated.

Florida ID or license: You must get a Florida license within 30 days of becoming a resident. (Also of interest is that beginning in October 2021, you will need REAL ID-compliant identification if you wish to fly domestically.

Boating: In Florida, boating does not require a license, per se. But to operate a vessel with a motor of ten horsepower or more, you must have a boating education ID card (or out-of-state equivalent) which proves you have successfully completed a boater safety course.

Yielding to emergency vehicles: One more item to keep in mind is Florida’s Move Over Law, which “requires motorists to move or yield right-of-way to emergency vehicles”. In 2014, utility and sanitation vehicles were added to the statute, which states that “drivers must move over as soon as it is safe to do so for any authorized law enforcement, emergency or service vehicles displaying any visible signals while stopped on the roadside.”

In case you’re thinking this is a mere publicity campaign, know that in 2020, over 12,000 citations were issued for failure to move over!

Florida ManDoes any of this stuff matter?

Not only does Florida take this stuff seriously, but thanks to Florida’s Public Records Act, any individual can check out almost any public record at any time for any reason. Of particular note is the curious legal access everyone has to almost all court documents and records. This broad policy on making court records public makes it easy for journalists and anyone else to make known to the world all the zany adventures Floridians engage in, leading to the phenomenon known as “Florida Man“.

Let me suggest once again the value in contacting your state and local authorities regarding what is legal and illegal in Florida. We’d hate to see you on the next edition of Florida Man.

Don’t worry too hard, though. You’re not alone in making this move. Florida consistently remains among the top “move-to” states. (Texas and California are, too, if you want to read about their laws.) If you too are heading for the Sunshine State, you are in good company. Just keep in mind the laws of the land.

Welcome to Wild, Wild Florida! 

Illustrations by Subin Yang
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