Every year during the month of February, my husband and I participate in what we lovingly refer to as “Frugal February.”

Essentially the concept is to save as much money as possible during the shortest month of the year. That means no eating dinners out, no morning coffee runs, no clothing shopping, no cab rides. We’re certainly not perfect, but we try our very best.

And that isn’t always easy when you live in a big city. The cost of living is pretty high and it can be difficult to save a ton of money. But we’ve learned a heck of a lot over the years and have some tips to share with you. We know some of these ideas should help you put a few more pennies in your bank account this year, just like they did us.

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