A Pro’s Guide to Moving Heavy Furniture Without Hurting Yourself

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Chances are, there are movers near you who can help you move that fridge, bed, or whatever else makes your back ache by the mere thought of picking it up. But if you can’t find the right help, or if you and your back feel up to the task, then keep reading—we’ve got you covered!

The First Step to Moving Heavy Furniture

Abraham Lincoln once said, “Give me six hours to chop down a tree and I will spend the first four sharpening the axe.” Okay, that’s a little weird, but moving heavy furniture is the same idea. You gotta really, really prepare.

Before you roll up your sleeves and start picking stuff up, you’ll want to do a few things:

  • Clear as wide of a pathway as you can
  • Measure that your furniture isn’t too big to go through that path
  • Mark a clear, physical end point where you will drop the item

The last one will probably be near your moving truck or storage container or, if you’re particularly strategic, a staging area (meaning your driveway, sidewalk, or the garage during sketchy weather) in order to better “Tetris” your stuff.

Disassembling Furniture

The great news is that many movers across the country will offer to disassemble any furniture that might need it in order to be moved. All you have to do is ask if your local mover offers the service.

If you’re disassembling furniture all yourself, there are plenty of basics to know when taking off table legs, moving desks, or detaching a flat screen tv.

The Most Important Basics When it Comes to Disassembly

  • When removing table legs, immediately reattach whatever nuts and bolts were holding the leg in place after the leg is off. This keeps screws from disappearing 
  • Always use a screwdriver with a magnetic head when unscrewing flat screen tv mounts, as losing important screws is extremely easy to do
  • Dresser mirrors always get removed and properly packed up. Any undetachable dresser mirrors require tons of special attention to move
  • Dining room chairs aren’t often designed to be taken apart easily, if at all. But if you have chairs with exposed bolts or screws, you may be able to disassemble them

The above just scratches the surface of what professional movers with experience know about moving furniture and disassembling furniture. You’ll learn plenty, just like I did, by trying to do it yourself.

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“The IKEA-Exception”

The furniture in your home didn’t just grow there, right? It had to have been carried in.

But the one exception to the “furniture doesn’t grow there” concept is IKEA-like furniture, or in other words, most anything you had to assemble yourself.

Full Service moving companies will generally refuse to move customer-assembled furniture made of pressboard. This is because such furniture was designed to be assembled, put in place, and never ever moved again. Any customer requesting their pressboard bookcase (or pressboard anything) be professionally moved usually has to sign a waiver stating they understand it will very likely get destroyed and the movers will assume zero responsibility for the destruction.

If you have any pressboard furniture or any furniture that – be honest with yourself – is generally cheap and flimsy, consider selling it or giving it away. Moving it costs time and money and will more than likely turn it into an unusable piece (or pieces) of trash.

Wrapping Furniture

how to move heavy furniture

At some point during the move-out process, you’ll need to wrap your furniture so it doesn’t get scratched, gouged and cracked into oblivion.

Cloth furniture pads (also known as “moving blankets”) are what movers use, and we highly recommend them. Wrapping your furniture before you carry it through your home and out the door can help protect it against incidental dings in the doorway and, quite possibly, holes in your walls.

No true professional mover will ever dream of transporting heavy furniture without furniture pads.

Protip: Moving pads can make it hard to keep a firm grip on your furniture. I always preferred to wrap everything in the staging area, or right there on the truck.

The Most Important Basics When it Comes to Wrapping Furniture

Wrapping a refrigerator or a bookcase is pretty straightforward. Wrapping a non-rectangular item like a sofa or a chair can be a challenge.

  • The key is to secure your furniture pads neatly and tightly, covering every surface except, in general, the bottom side
  • You mostly need to just make sure the pads don’t come off. Some movers use shipping tape to keep their pads in place, while others use shrink wrap. Both are effective but costly (not to mention a little wasteful). That’s why other movers use big rubber bands called “mover’s bands”. They are versatile and reusable for applications far beyond moving furniture (like, say, wrapping an office chair)
  • To secure those pads, whether you use tape, shrink wrap or those big rubber bands, just remember: avoid putting tape or shrink wrap directly on your furniture’s surfaces

How Many Furniture Pads Do I Need?

For reference, furniture pads the pros use measure 72” x 80”, give or take.

End tables, small bookcases, and dining room chairs usually only need one (1) pad; most furniture needs two (2), while things like sofas, really large dressers, even some big headboards need three (3) apiece.

How many furniture pads do you need, then? Your best bet is to go from room to room, check how many things you have that need to be wrapped, note how many pads each item will require to cover their surface, then tally it all up. (To be safe, you might want to tack on a half dozen more!)

How Do Pros Move Furniture Through Doorways?

how to move heavy furniture

Angling

If your sofa is too wide to fit through a doorway in your home, there are a few things you can do.

The simplest is to tilt it 45 degrees (more or less) so the front edge of the seat cushions and the top of the back of the couch are aligned vertically. This will make the bottom rear edge of the couch look like it is sticking further out, but all you geometry lovers out there will appreciate how this actually makes the couch narrower.

Curling

If your couch is still too wide, try standing it on end and curling it through.

Laying down a blanket first will help you smoothly and safely slide your couch through the doorway. Ease the top back edge through first, then curl the sofa around the side of the doorway closer to the seat cushions as you slip the rest of the couch through. (You can also push it through seat cushion edge first.) This same strategy can be used when trying to get oversized easy chairs through a seemingly too-narrow door.

Detaching

If you find you need a few extra inches of clearance before your sofa will pop through that doorway, try removing the legs or feet.

Even though they are sometimes nothing but short squares of wood, I’ve found on many occasions that taking them off is the difference between success and a damaged door jamb. On occasion, I’ve had to actually remove a door from its hinges in order to get a couch out the door. While not difficult, you will need a flat head screwdriver and a hammer to coax those hinge pins out, and a couple of extra sets of hands to keep the door in place until those pins pop free.

Moving Furniture Up and Down Stairs

how to move heavy furniture

Hauling large pieces of furniture – more importantly, heavy pieces of furniture – down a flight of stairs is a dangerous proposition if you don’t take it slow (and smart).

  • Make sure you have a strong friend (if not two) on the lower end as you go down (or up) the stairs. Take those steps one at a time. Rest as often as need be, simply by laying that dresser or bookcase down, right on the stairs. Just make sure it doesn’t start sliding!
  • Watch for walls, banisters, and hanging light fixtures
  • It’s easy when you’re watching your feet to forget about everything else. And that, I can tell you, includes your knuckles!
  • When sliding items around corners on landings, use a blanket underneath
    • When doing so, put a blanket down to make the sliding process easier and to avoid damaging that dresser and/or the floor. If the floor is carpeted, the item is really heavy, or if the surface it is resting on is uneven, try walking that thing forward – using small, slow, easy steps

Using Wheels to Move Your Furniture

how to move heavy furniture

If you aren’t The Hulk, a little extra help in the form of wheels can make a huge difference. Here are what the pros use:

  1. 4-wheeler: A 4-wheeler is great for moving large, heavy items over long flat distances. Two main things to watch for: your piece of furniture is resting firm and balanced, and that the wheels, usually black rubber, aren’t marking or scuffing your floors.
  2. Hand truck: A hand truck has two wheels and a metal plate on which to rest your furniture, and a long upright surface with handles. Their soft-ish wheels let you move heavy items up and down stairs and across uneven surfaces all by yourself. However, we highly recommend having a second set of hands at the lower (bottom) end of that piece of furniture any time you are negotiating stairs.
  3. Appliance dolly: An appliance dolly is basically a heavy-duty hand truck with a strap to secure in place the refrigerator, washing machine, dryer or whatever. Despite its name, an appliance dolly can absolutely be used to haul furniture.

This All Seems Hard. Are There Furniture Movers Near Me, Just In Case?

Most likely, yes!

Get a Quote

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Start by searching HireAHelper’s massive network of local movers to find movers near you to tackle the big stuff. You don’t necessarily need to hire an entire moving crew if you just need to move your heaviest items.

Normal moving rates will apply, usually starting at a couple hundred bucks for two experienced professionals for two hours. They will usually bring all the necessary equipment, too!

If you just aren’t sure you want to move heavy furniture yourself, relax. Professionals know how to do everything in this article, plus way more.


Illustrations by Marlowe Dobbe

How to Best Unload Your Moving Truck

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Loading your truck is like getting ready for prom. You want everything to be perfect.

Unloading, on the other hand, is kind of the same way; take everything off, drop it on the floor and go jump in the pool with your friends, right?

Yes and no. Unloading a moving truck is definitely easier than loading one, but like jumping in the pool, there are good ways and bad ways to do it.

Below are some tips for safety and speed so you can not only do the job right but have plenty of time for the post-party. (And this all applies for moving containers too!)

How to Prepare Your Unload

Park on a flat, level surface

If you are renting a portable container like a PODS, you can expect it will be set on even ground. The same thing goes for a rental truck.

You’ll want to park in a similar level place, to make unloading both safer and easier. If you simply have to park on a sloped surface, point the front of your truck downhill. (You can imagine why.)

Apply the emergency brake

This applies even if you park on a level surface. It also doesn’t hurt to put chocks – or rocks or blocks of wood – under one or more of the wheels. 

Open the back of the truck slowly

Your stuff will have shifted around in transit, and the possibility of something tumbling out onto the ground, or on you, is very real.

If something is about to come tumbling out, you may feel and/or hear it pushing against the door as you open it. But not always.

Keep your eyes open and have an extra set of hands ready.

Ramps slide out quickly, be careful

Rental trucks generally come equipped with a loading ramp that slides right out from under the rear door. Unlatching it, sliding it out and locking it in place is simple. So is hurting yourself if you aren’t careful.

That ramp is heavy! And pulling it too hard can turn it into a battering ram with you being the one getting battered. Ease it out all the way and set it down on something not your toes. And remember to set those hooks at the top of the ramp securely in place!

How to Unload Safely and Quickly

Get off to a pretty slow start

That’s right! Even if nothing looks about to topple over, you still want to take it easy when you begin unloading your stuff.

Your stuff will shift and resettle in transit

This goes triple if you have a freight trailer!

The pedal of the bicycle you so carefully placed on top of all those boxes might now be stuck in between two of those cartons, and pulling too hard trying to free your bike can send a whole stack of stuff cascading down on top of you. 

Remember, if your truck was packed to the gills, you won’t have much room back there for your feet. Take your time. Watch your step. Ease those first items off the truck, always aware of how close your Nikes are to the edge of that deck. One misstep and there goes your stuff (and you).

Assign a ramp person

If you have someone (or a few people) helping you, assign one person to stay on the truck to break down the load and put everything at the edge of the deck where the others can grab it without having to climb into the truck.

Not only does this save time, it also eliminates a ton of bending over.

Working like this, it’s never long before the person on the truck gets ahead of the others. This is a good time for that person to nominate someone to help carry that sofa or dresser off the truck and into the house. In addition, jumping off the truck and helping get all the stuff they’ve set on the deck into the house is the obvious way to keep the process rolling.

Tackling the unload all by yourself? Try working in a similar fashion. As you break down your load, position as many boxes and other items as possible along the edge of the deck. Then you’ll be able to make a bunch of trips back and forth without having to walk up and down that ramp every time, saving both your legs and your back.

 

Form a box brigade

Building on above, if you are lucky enough to have two or more people helping you unload:

  • Keep one person working on the truck
  • One person carrying stuff from the truck to a staging area (usually the garage or the front door)
  • One person working inside carrying everything from the staging area to where it all belongs

Naturally, the person on the truck will start getting ahead of the person carrying stuff to the staging area, who will in turn probably get ahead of the person running back and forth inside the house. Periodically jumping off the truck or stepping inside to help your buddy catch up keeps everyone moving – and quickens the process of emptying out that truck or portable container.

Which, of course, leaves more time to enjoy the pool.

Use a dolly

When you are unloading your moving truck, a hand truck (also known as a dolly) is your best non-human friend.

Rolling heavy stuff means you don’t have to carry it. Rolling a stack of boxes means making one trip instead of three or four! The bigger your load and the heavier your stuff, the more you will thank yourself for having that hand truck around. It’s an essential item to rent of your moving truck doesn’t come with one, or if you don’t hire moving labor.

Make sure, by the way, to use that hand truck correctly. You should always be higher than the dolly when rolling stuff down that ramp. If you are hand-trucking something large and/or heavy, have an extra set of hands at the lower end to keep that thing moving steadily—and slowly!

Want to really learn how to use a dolly? Check out this post.

Center everything before it goes off the truck

It goes without saying that when you’re unloading major appliances and large pieces of furniture – or anything for that matter – you want to be doubly certain neither your feet nor the wheels of your hand truck miss that ramp.

But you also want your hand truck to hit the ramp squarely; if one wheel starts going downhill before the other your hand truck will start to tip to one side. Your buddy on the bottom end will naturally try to steady it, which can send one of his feet off the side of the ramp, and things will just keep going downhill from there.

Whether you are rolling or carrying that big heavy appliance or piece of furniture, you want to get centered on the back of the truck before you head for that ramp.

Again, when using a dolly, those wheels go down before you do. If you and a buddy are carrying that item, whoever is holding the bottom end needs to travel down first. In either case, the person on the lower end is responsible for maintaining a straight line of forward progress. 

Ready to unpack?

That’s a whole other thing, so make sure to read our unpacking guide too!

Protip: If you have to walk up a slope or up any stairs, it’s good practice to turn yourselves around so the person holding the top of that big bulky piece is again in a higher position.

Going upslope, however, the person on top takes over steering duty. The person on the bottom then will have the responsibility of providing most of the upward momentum. (This is especially true when going up a staircase.)

In other words, the person on bottom pushes while the person on top does their best to avoid banging into the walls and tripping up the steps. 

Get Some Quick Help

And if all else fails (or you realize you have more stuff than you thought you did after loading your truck), do yourself a favor and double-check our movers’ prices for unloading trucks.

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From my decades of experience moving people, an unbooked mover is pretty motivated to come out, as opposed to sitting around doing nothing. Do a quick fly by on HireAHelper if you were wondering, “But are there any local movers near me available to lend me and my friends a hand?”

I’ve saved plenty of people’s moving day who thought to check, even last second.

Illustrations by Emily Roberts

What’s a Moving Container? A Guide for Everything You Need to Know

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If you’re planning a move and have done the slightest bit of research, you might be wondering, “What’s a moving container?” Most of us can understand rental trucks, which we often see passing by us on the highway.

Well if you’re still confused, think of moving containers as the younger, hipper cousins to rental trucks.

Moving containers (commonly, but incorrectly called moving pods given “PODS” is a specific brand) are basically just portable storage units. They are metal or wood containers in which you can store your stuff.

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Because they are portable, they can be loaded onto a truck for transport down the block (or across the country!). Moving containers make it ultra-convenient for people to load, pack and transport their stuff.

They can be delivered to your home or office, where it remains on the grounds while someone loads it up with your stuff. When you’re ready to move, you can call the company to have a professional driver pick it up and deliver it to the next location. There, you unload the goods and move in! You might have seen them on the grounds of your neighbor’s home or local businesses.

Once you know what they are, you’ll start spotting them everywhere.

What Do They Look Like?

It varies, but by and large, moving containers just look like big boxes. Container sizes vary. Some are as big as 16 feet long, while others are as small as 7 feet long. Their heights differ, too. Some are skinny and taller to take advantage of the height to pack in more stuff. Others are shorter, which is really convenient for loading but, of course, might not allow you to fit as many things.

Where Do I Go to Get a Moving Container?

PODS claims to be the founder of this niche in the industry, and it is arguably the best known of the container companies. But there are other big names, including 1-800-PACK-RAT, Smartbox, and Go Mini’s, to name a few. Even U-Haul has gotten in on the act with U-Box.

What Are the Differences Between Companies?

PODS offer customers the chance to rent up to three different sized containers based on their needs. Others, such as Smartbox, rent out just one size container. (In their case, it’s 8 feet wide and 7 feet tall.) Containers are also made of different materials, depending on which company you choose. PODS are steel-framed. U-Pack’s containers are made of “weatherproof metal.” Some others are made of wood and usually include some weatherproof type of covering instead.

People frequently debate the merits of each type of container. Some say the metal containers – the likes of which can be found at PODS and 1-800-PACK-RAT – are best because of their sturdy construction and ability to stand up to any kind of weather. Others argue they lack air circulation, which can potentially cause mold, mildew, or at the very least, musty smells. The wooden containers, such as the pressure treated plywood ones that U-Haul/U-Box rents, might allow for more ventilation, but they are not necessarily as weather resistant.

If you really want to dig into all the pros and cons of each company, including average prices, reviews, pictures and more, check out the moving container page at Moving101.

How Much Do Moving Containers Cost?

Moving containers can be pretty affordable relative to other moving services. They are especially good for those moving to and from smaller homes and apartments. 

Prices can range between around $500 (to move stuff to and from a small home or apartment in a local move) to $5,000 (for multiple containers making a long-distance move with many items from a large home). The cost really depends on the amount of stuff you plan on transporting and the distance the driver will be traveling.

How do you figure out exactly how much your containers would cost? These are the questions to ask:

How Big Is My Place I’m Moving Out From?

When you have a bigger home, you generally need to rent more containers, which of course elevates the price.

In addition, you have to be able to park these containers somewhere without violating local ordinances; with multiple large containers, you might have trouble—especially in a city where parking can be challenging. Sometimes, more containers also require more drivers or trucks. This all matters when gathering estimates.

Where Am I Moving To and From?

As you might imagine, the cost also depends on which company you choose, based on which container is better for your stuff and if they’re available in your area.

For example, PODS typically charges a little more than $600 for a local move and more than $3,000 for a long-distance move. On the other hand, Door to Door charges about $1,700 for local moves and more than $2,300 for a longer move. (UPDATE: Door to Door has been purchased by U-Haul and absorbed into their U-Box service.)

Moving101 Container Price Comparison

Clearly, all the prices are more than you would spend on a rental truck that you would drive yourself. That makes sense if you think about it. Companies are baking in the costs of the professional driver, their moving trucks, maintenance and fuel. (The cost will also rise the longer you keep the container for storage, as well as the more stuff you have to pack.)

Generally, moving containers remain economical for many of those planning a move and looking for a little more convenience and storage. It will cost more than a full-fledged DIY Move that includes renting a moving truck, but it won’t break the bank in the way a Full-Service Move would cost.

When Would I Use a Moving Container?

Moving containers are a good fit for people who want to conveniently load and unload their stuff in a specific location, on their own schedules. (There’s also no question it’s a better fit for those going a shorter distance and moving less stuff.) But there are plenty of times a portable storage is your best option.

Let’s say you can’t get the key to your place until the 25th of the month, but your lease ends on the 14th. What do you do? You call a moving container company.

How Does Booking a Moving Container Work?

Then typically, you go online or get on the phone, pick out a container, then schedule a date to drop it off wherever your stuff is. A sales representative will help you schedule based on how long you plan to keep the container for loading. You might ask about keeping it longer for storage purposes, in which case you can keep it on the grounds of the old place, or have it transported to the new place if you can get permission from owners or those moving out. Or you could even keep the container in one of the company’s storage facilities if they offer one.

You might need the container a few days to load it up. This is one of the differentiating factors between moving containers and trucks (and sales reps love to point this out). After all, rental trucks usually lock you into a schedule with little to no wiggle room.  

But there’s a catch with that flexible schedule. Sure, you can keep the container for long periods of time. However, if you keep containers longer than one month, you will pay much more than the original estimate because moving container companies generally charge by the month.

That means you have one month to load your stuff, schedule a pickup and delivery at the next destination, unload, and finally plan for the final container pick up.

About that pickup: usually, the container company sends out a driver to load up your container onto a big truck and drive it to where it needs to go. Another reason people might find containers appealing is the fact they don’t have to drive a van or big rig themselves. You leave the driving to professionals. Anyone hesitant to maneuver one of those big trucks on a highway or a long distance could see this as a major selling point.

Can My Movers Help Me with Moving Containers Too?

Yes! Professionals can load and unload containers just as they would a rental truck. You just have to ask!

Moving containers can be a smart choice for people who are looking to make a Full-Service Move at a fraction of the cost, or especially to pull off a Hybrid Move. It’s also a great option for those who need storage. Getting professional help moving can make the move actually not stressful. If you want to save your back and your relationships (by not having to ask family and friends for help), then they’re worth consideration.  

What If I’m Moving Long Distance?

Most container companies are actually excellent alternatives to traditional moving companies, since you can save a lot more money and transport is still included in your cost.

The best way to do a stress free, long distance move while still saving money is by hiring local moving labor on both ends of your move. This is called “Hybrid Long Distance”, and HireAHelper employs people who are trained professionals in getting you the best possible price point – sometimes as much as 40% cheaper than those big vans you see on the highway.

Click here to learn more about how to cut down the price for a long distance container quote.

Where Should I Start?

  • The first step is learning about the different companies and types of containers they have. Check out Moving101 for all the info you’d ever possibly need. Since every moving container company’s reviews and prices are gathered there in one spot, you can easily find your best option for you, based on your budget, availability and type of container.
  • The second step is to call up the sales representatives to get the low down on their availability, find the best fit for you, and book it!
  • The last step is to decide if you’re going to hire professionals to help you complete tasks like loading and unloading the container. Remember, don’t feel boxed in. You have the power to choose how long they work for and what items they move for you.

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With a little planning, moving containers fit nicely into any Full-Service Moving hack or Hybrid Move. You can keep your stuff somewhere while you’re moving, or have someone drive your stuff to wherever you need it. If you’re moving, you’d be a little silly to not compare prices and see if a container could save you a lot of money, or if using one would just be way more convenient.

How Moving Helped Me Pay off $107,000 in Student Loans

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Student loan debt is higher than ever, with 44 million Americans owing $1.48 trillion on their student loans. In fact, the average Class of 2017 graduate left school owing $39,400.

Assuming a 4.45% interest rate and a 10-year repayment plan, a balance of that size would require a monthly payment of $407.

That’s a serious burden for new graduates, let alone anyone facing today’s sluggish wage growth and sky-high rent.

So here’s an out-of-the-box idea for conquering your student loans: Move to another state. I moved from New York City to Austin, Texas, and it helped me pay off $107,000 in student loans.

Here’s how this decision helped my finances, along with surprising reasons why relocating could help yours, too.

Moving seriously lowered my cost of living

Andy Josuweit, CEO of Student Loan Hero

I attended Bentley University and majored in managerial economics. My degree helped me start my business, Student Loan Hero, but it also left me saddled with $74,000 in student loans.

In total, I had 16 different loans from four different loan servicers, none of which helped me understand my repayment options. I put some of these loans into deferment, only to watch my balance balloon to $107,000.

Between the stress of carrying all this debt and the challenges of starting a business, I realized that living in New York, one of the country’s most expensive cities, might not be the best idea for my finances.

In 2015, I decided to move to Austin. I’d heard the quality of life there was great, and I loved its mix of urban culture with outdoor activities. Having grown up in rural Pennsylvania, I was drawn to a city that still had trees and nature.

Plus, the cost of living in Austin was a lower than in NYC. In New York, the median rent for a one-bedroom apartment is $2,070, according to Apartment List. But in Austin, the median cost is just $1,120, nearly half that of New York.

Overall, Numbeo found that rent prices in New York are 97.6% higher than in Austin. Even groceries are 47.26% higher in the Big Apple!

Besides enjoying more affordable rent and food, I also saved money by not owning a car my first two years in Austin. I mainly relied on my bike to get around.

Of course, this might not be an option for a lot of Americans, especially for those who don’t live in cities with many options for public transportation.

In my case, though, giving up my car helped me reach my financial goals.

Relocating could help you save on state income taxes

Decreasing my cost of living wasn’t the only reason I saved money by moving to the Lone Star State. My tax bill also decreased significantly, since Texas doesn’t have state income taxes.

It’s one of seven states that don’t have an income tax. The full list includes:

  • Alaska
  • Florida
  • Nevada
  • South Dakota
  • Texas
  • Washington
  • Wyoming

Additionally, New Hampshire and Tennessee only tax interest and dividend income, which is money you make from stocks or mutual funds.

Between lowering my cost of living and eliminating state and municipal income taxes, I saved over $15,000 by relocating to Austin. Thanks to these savings, I was able to make extra payments on my student loans.

“If you put those savings toward your student loans, you could get out of debt 67 months earlier and save $7,193 on interest.”

As a result, I started to see my student loan balances go down. Not only did I save money on interest, but I also watched my six-figure balance return to a manageable level within a year.

I had been tackling my balance as aggressively as I could since 2013, and moving to Austin helped me pay it off even faster. In August 2016, I made my last payment on my student loans.

How much you save

Since my move helped my finances so much, I was curious about what impact a similar strategy could have for other Americans. To find out, Student Loan Hero conducted a study on the financial impact of relocating to a state with no state income taxes.

Student Loan Calculator

We learned that moving to a state with no income tax would save the average person $1,977 per year. We also found that nearly one out of three people said they would move to an income tax-free state if it meant they’d save money.

Although this number seems fairly high, it’s not all that surprising that debt, taxes, and finances affect where people choose to live.

If you’re interested in how moving could affect your finances, check out the state tax savings calculator in the study. It compares costs between two states and reveals how moving would impact your student loans.

If you’re considering a move, be sure to compare the cost of living between your current and prospective cities. But if you’re focusing on state income taxes, the calculator reveals how much you could save year to year.

For example, let’s say you’re living in Oregon and making $60,000 per year. You only have one exemption, and you owe $25,000 in student loans at a 5.70% interest rate. By moving up to Washington, you could save $4,777 per year on state income taxes.

If you put those savings toward your student loans, you could get out of debt 67 months earlier and save $7,193 on interest.

Should you move to pay off your student loans faster?

Although I’ve been discussing how much you can save by moving to another state, there are expenses involved in relocating. For one, you have to pay for the move itself. Plus, you must make sure the new destination has job opportunities in your field unless you’re capable of working remotely.

If you’re considering a move, ask yourself these essential questions:

  • Can I find a job in my line of work?
  • Can I work remotely in my current role?
  • How much in moving expenses will I have to cover?
  • What will my new cost of living look like?
  • Is the new state a good fit for me in terms of climate, culture and other factors?

You might also estimate your moving costs with HireAHelper’s moving cost calculator. This tool gives you a quote based on your old and new zip codes so you can prepare for the expenses of your move. The great news is that there are many moving options to considerably lower your moving costs, which you can read about here.

Moving Cost Calculator at Moving101.HireAHelper.com

As long as you’ve done your due diligence, moving could be a smart financial move. With the money you save by choosing an affordable city over an expensive one, you could pay off your student loans ahead of schedule and move closer to a debt-free life.

Saving money, by the way, might not be the only perk in moving. In Austin, I now enjoy 228 days of sunshine, not to mention some of the best tacos I’ve ever had.


Andrew Josuweit Bio: Andrew Josuweit is CEO and Co-Founder of Student Loan Hero. After he graduated with $107,000 in student loan debt, he realized he wanted to help others become debt-free and financially independent.

6 Reasons Why Planning Your Summer Move in the Winter Saves You Money

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My wife thought I was nuts. It was only the end of February, but I was already hauling in piles of used boxes so I could start planning my move. “We’re not moving until the end of June!” she cried, visions in her head of sleeping on the floor between stacks of cardboard boxes, I guess.

I told her I knew what I was doing and disappeared into the basement. And in fact, I did.

There are plenty of understandable reasons not to start planning your move four months ahead of time. But those reasons don’t seem so smart when you suddenly realize you’re moving in three days. 

If you’re looking to move sometime between Memorial Day and Labor Day (along with about 20 million other people) you have even more reason to get a jump-start on things. These are the most practical reasons why.

You can use extra time to do much-needed homework

There is one major reason people end up with crappy movers – or in some cases end up getting scammed by people posing as movers: They didn’t do their homework before hiring them.

What does “homework” mean?

  • Find and read real reviews on your local moving company
  • Look up a moving company’s Better Business Bureau rating
  • Research if a mover is a legally registered transporter of household goods

Particularly if you are moving in the summer (seriously, literally millions and millions of people move between June and August), you want to give yourself time not only to find the right movers – i.e., movers who will treat you right – but you don’t want to miss out on hiring the movers that would have been perfect for you because somebody beat you to it. If you think hiring movers could be expensive, you should see how much hiring bad movers could end up costing you …

You might love our:

Moving Cost Calculator

If the quote from your movers felt expensive …
Make sure it lines up with the costs reported by other Americans.

And true, you may not know several months in advance exactly what day you’ll be moving. But don’t wait until a week before you’ve written “Moving!” on your calendar to start doing your homework. Get on it!

Plan your sales-rep walk-through before everyone else does

As the summer approaches, moving company sales representatives are just as busy as movers. Sometimes they’re even busier. But having a grasp of what you need ahead of time will prevent from your two-hour move turning into a six-hour one.

Conventional wisdom says you should get at least three in-home estimates if you want an estimate you can be fairly confident in. If you wanted to be absolutely thorough by price and quality, you not only need to find three solid moving companies, you need to find times that work for their three sales reps and for you. The closer you are to move day, the busier you will be. The closer it is to summer the busier they will be.

The good thing is, you don’t have to know when you’re moving to get your estimate.

You do, however, have to know what you will be moving. Of course, you can make some changes down the road if need be. Just be sure to communicate these changes ahead of time, not on move day!

Protip: Your sales rep might notice things you wouldn’t even think about, like the fact that the big office desk you assembled in the spare room isn’t going to fit out the door, or that your massive fish tank will probably need to be crated.

Having the luxury of time to get these unexpected extras taken care of may prove to be a lifesaver.

You’ll create a rapport with your mover

If you want to be efficient, you don’t want a bunch of perplexed strangers showing up on moving day.

While you won’t have much to worry about if you hire movers through HireAHelper (after 70,000 5-star reviews, we can say things like that), getting to know each other before the actual move day creates a good vibe for both parties. More than this, having time to ask questions and bring up concerns helps your movers prepare for the job ahead. 

By the same token, you can expect your movers to be as busy as you are in the lead-up to your move. Say hello, let them know what you need, let them know you appreciate it, and then step back and let them do their thing. 

You might get a better rate

We can’t absolutely guarantee that you’ll end up paying more if you hire your movers in the middle of May rather than the middle of March, but we are dead-certain you won’t save yourself any money by waiting until the last minute to book your movers. Unless of course the only movers left available are sketchy guys with a string of bad reviews. 

If you’re a couple months ahead of the game you’ll likely also get a much better deal on your rental truck. And your chances of nailing down the right size truck for your move also goes way up. (If you do find yourself having trouble scoring a rental truck check the tips we offer in this post.)

Get Help Loading Your U-Haul Truck

See prices for movers by the hour – instantly.

Read real customer reviews.

Easily book your help online.

 

You’ll avoid those sticky last-minute expenses

As move day approaches you’ll be going absolutely nuts tackling a thousand last-minute tasks, from canceling utilities to meeting with your landlord/realtor, to cleaning your apartment well enough to get your deposit back to getting all that non-perishable food to the soup kitchen. It will be in these final frenzied hours and days that you’ll be glad you got a three-month head start.

You can pace (and pay for) your packing little by little

Even if you book your movers (and your rental truck) early, if you have a decent amount of stuff and you’re moving a fair distance, you’re going to have to shell out a good chunk of change for

That’s simply the nature of the beast.

Protip: But while there may be nothing you can do about how far you have to move, you just might feel extra motivated to lighten your load by getting rid of all the stuff you know you don’t really need. (You might also feel a sudden urge to save some bucks by packing up the entire house yourself. Both are easier when you have a bigger window to work in.)

We do guarantee, by the way, that once you start packing, you’ll realize that you have about three times as much stuff as you thought and it’s going to take you quadruple the time.

Yep, if you’re like me, you’ll likely be so tired that you’ll have no problem sleeping on the floor between those stacks of cardboard boxes. But just to be safe, pack your bed last.

How Does the New Tax System Affect My Moving Business?

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“You’ll be able to file your taxes on a postcard” was the claim made by more than one person during the final weeks of 2017 when the new tax bill was being wrangled out.

If you follow politics at all, then 2017 seems so long ago.

“[The] postcard concept is out the window,” says CPA and financial advisor Mark Kohler. “Tax advisers are going to be even more critical for the small business owner.”

Okay, so what’s going on now? We can offer all sorts of moving industry advice, but we’re less (see: “legally”) confident in our tax advisory expertise. But that caveat aside, here are a few key takeaways from the recent tax reform that a small moving company owner may find interesting.

Sole Proprietorships, Partnerships, LLCs and S-Corporations

This probably includes just about everyone in the HireAHelper mover community.

You do not get any sort of break in the form of reduced taxes. Instead, these “pass-through companies” – meaning companies where income passes through to the company owners who report said income on their individual tax returns – are now able to deduct 20% from that income. This may be of interest to you, depending on how your individual taxes pencil out. (The charts in this Investopedia piece may help.)

However, any earned wages from your business that you report are excluded from your “QBI (Qualified business income). In other words, if you pay yourself wages out of your business income (a scenario most likely if you are an S-Corporation), you can only deduct your 20% from the business income that passes through to you as an individual. (Yes, this sort of set-up is ripe for abuse, with people adjusting their wages or salary in order to reap the biggest tax break.)

Also, if you are pulling in more than $157,500 as a single filer or ($315,000 for joint filers) you may not be eligible for the full 20% deduction, depending on how your business is classified (i.e., personal service versus employee-based). If that is the case, your best bet here is to consult a tax expert.

Deducting Costs For Trucks

Easier to comprehend is the change in how businesses can deduct the costs of depreciable assets – like vehicles, hand trucks and four-wheelers.

Whereas before, deductions for capital expenses would be made over several years, now you can deduct the full cost of any and all equipment you purchase from your taxable income for that year (up to $1,000,000).

This is perhaps the biggest boon for small business owners, as it helps ease the financial burden of purchasing the equipment that can help those owners increase productivity and grow their businesses. If you have been putting off buying that truck or updating your equipment inventory, you may now find your procrastination rewarded!

Changers For Your Customers

But for us, the most significant change in the tax code might be one that is directed not at us, but at our potential customers: As part of the tax reform, individuals will no longer be able to write off their work-related relocation expenses.

Now, could this mean that fewer people will be moving for work? Possibly. But how many have that choice? The more likely effect is that this will encourage more people to look for ways to save on their move.

Which could benefit all of us in the HireAHelper community, no matter which tax bracket we’re in.

Have a prosperous year everyone! (And good luck on your taxes!)

‘Move For Hunger’ Saved 2.4 Million Pounds of Food From People Moving in 2017

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Move For Hunger is a charitable organization dead-set on fighting two unbelievable stats: 42 million Americans (many children) are food insecure, and 40% of all food grown, processed and transported in the United States is wasted.

Move For Hunger recently released their annual report. Inside, it dissects the way both of those statistics are being brought down simply by

connecting the dots. What they target hits home for us as, unfortunately, a huge chunk of food loss occurs during peoples’ moves. From Adam Lowy, their executive director:

Our network, which now includes 840 moving companies, delivered 2.4 million pounds of food last year, more than we ever have before. We organized a record number of food drives, which helped to raise awareness about hunger in hundreds of communities all across the United States and Canada. We launched our Apartment Community Program, and provided thousands of renters in Seattle and San Francisco with the opportunity to donate their food when they move. And, in the final days of December, we recorded another major milestone by delivering our 10 millionth pound of food.

To recap their 2017, that’s:

  • 840+ movers now contributing
  • 300,000 pounds of food going to victims of hurricanes in Texas, Florida and Puerto Rico
  • 4,899 pounds of food saved from apartment communities
  • 4,536 pounds of food saved from corporate housing
  • 204,153 pounds of food from racing events

All of that good comes in addition to the plethora of personal donations that have come their way, both of food and currency. And the best part about helping them to connect the dots is that you have to do next to nothing to join in. Just ask your mover if you can donate the extra food from your pantry.

You can check out this video to see how Move For Hunger works.

Thieves Bring Dark Times to Two Sunny State Movers

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As movers, our first priority is making sure the belongings our customers entrust us with remain safe. We lock our trucks and our warehouse doors and chain up the gate.

But just as important as protecting our customers’ goods is protecting our own stuff—namely, our trucks.

Sometimes, that’s easier said than done.

A U-Haul center in the paradise of Hawaii has fallen victim to not one, not a couple, but dozens of instances of vandalism and theft this year. Kaleo Alau, owner of the U-Haul center, tells Hawaii News Now that the accused perpetrators, homeless individuals living under a nearby viaduct, have smashed windows, stolen batteries, siphoned gas and even lit a fire, causing thousands in damage and lost business.

It’s something that’s very hard to catch,” says Alau. “They have lookouts on one side who will warn people when a car is coming. There is a place to jump in the water and swim away which has happened before when they got caught.”

So what about security cameras? They might help—though not if your perpetrators know they are there.

That was the case in Hollywood, Florida, where two men scoped out the lot of the North American Moving Company before moving in and stealing ten wheels off two trucks, leaving the rigs sitting on wooden blocks as they rolled the stolen tires under a fence and into their white van. (It’s always a white van, isn’t it?)

Security camera footage shows the men hiding their faces with pieces of cardboard from whichever cameras they hadn’t already disabled or turned toward the sky. Moving company owner Gary Manning noted that these guys knew exactly what they were doing. “These weren’t just two guys walking off the street,” he added.

Unfortunately, these guys are still walking the streets. More evidence if there ever was some to keep your equipment as secure as you possibly can.

Yearly Moving Report Indicates a Trend of People Leaving Colorado

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Someone once said of Yosemite Valley: “The beauty of this place will be its demise.” The same may soon prove true for the Rocky Mountain state of Colorado.

Most van lines won’t be coming out with their 2017 migration numbers for another month, but this Denver Post analysis of 2016 figures from the U.S. Census Bureau paints an unsure picture of the Mile High’s future growth. And it may be an emerging trend in where people are moving to and from.

The Post interviews several people to get an idea of why the number of people leaving Colorado is on the rise. An increase in traffic, rising costs of living, unsatisfactory employment opportunities and even a changing political climate are among the recurring themes. The recent legalization of marijuana is another cited issue for at least one man trying to raise his family in Denver. (Are you listening, Oregon?)

Denver

It shouldn’t be too hard to see the dynamic at work here. A place like Colorado has all the makings of a great setting for a new life. Slowly, then quickly, the word gets around about how wonderful (and cheap, and peaceful and friendly etc.) this place is, and soon it’s not only popular, but trendy to move there.

With such a set of circumstances, it almost seems inevitable that you’d end up with what Colorado, specifically Denver, is now experiencing. More people means more traffic; an increased demand for housing pushes up home costs and rent levels; and a larger workforce leads to a shift toward lower wages across the employment landscape.

So what about states that have been at the top of the immigration charts in recent years? Last year we talked about the red-hot housing market in Portland, Oregon. At the time, there seemed to be no slow-down in sight. But how much air can you blow into a balloon before it bursts?

The numbers we get from the van lines next month might give us a clue.

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